12928 WESTHAVEN OAK DRIVE, WINTER GARDEN, FL, 34787
Pending115 days on marketListed Apr 18, 2026MLS #O6400451
About this home
12928 WESTHAVEN OAK DRIVE
Under Construction. Welcome to the sought-after Delray floorplan by Toll Brothers in Westhaven at Ovation. This spacious two-story home offers over 3,600 square feet with 5 bedrooms, 3.5 bathrooms, and a 2-car garage. The open-concept design features a large great room, a well-appointed kitchen with center island and walk-in pantry, and a casual dining area that flows to the covered lanai. A first-floor guest suite provides added convenience, while upstairs includes a versatile loft and generously sized secondary bedrooms. The primary suite offers dual walk-in closets and a spa-inspired bath, creating a comfortable retreat. The resort-style amenities in this community will make your family feel they're on vacation year-round. There's still time to personalize this home with your preferred design upgrades.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,626
Sqft
0.2 ac
Lot size
3
Garage
2026
Year built
Two
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,795 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,795/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs WESTHAVEN AT OVATION
$256 vs $262
Days on market
115 vs 41 typical
Where $256/sqft sits among the 15 homes for sale in WESTHAVEN AT OVATION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside West Haven, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,995/mo median
Live Winter Garden rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Village I
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
West Haven is a short-term-rental community. See the full guide →
Village I — neighborhood snapshot
Population
1,534
Median age
37
Median income
$130,745
Median home value
$496,000
Avg household
3
Households w/ children
225
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $623K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
6 of 15
WESTHAVEN AT OVATION have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 12928 WESTHAVEN OAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,256,567
13258 TOLLCROSS WAY · same community
5 bd · 4.5 ba · 3,788 sqft · $332/sqft · 0 DOM
Sold · Sep ’25$840,000
13996 LANYARD WAY
5 bd · 4 ba · 3,687 sqft · $228/sqft · 31 DOM
Sold · Apr ’26$850,000
13214 DENDY WAY
5 bd · 4.5 ba · 3,719 sqft · $229/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12928 WESTHAVEN OAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12928 WESTHAVEN OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12928 WESTHAVEN OAK DRIVE FAQs
What would the monthly payment be for 12928 WESTHAVEN OAK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,795/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12928 WESTHAVEN OAK DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12928 WESTHAVEN OAK DRIVE?+
The most recent tax bill on record (2025) was $2,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 12928 WESTHAVEN OAK DRIVE be rented short-term?+
Yes — this home sits inside West Haven, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 12928 WESTHAVEN OAK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $929,000, this home is listed about 62% above the Winter Garden median of $575,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12928 WESTHAVEN OAK DRIVE?+
Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$929,000 runs 74% above the WINTER GARDEN 34787 median — but at 3,626 sqft it's also 69% larger than the typical Winter Garden listing.
02Zoned for nightly rentals
West Haven is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
115 days on market against a Winter Garden median of 41 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO TBI REALTY LLC · DeVahn Powell. MLS #O6400451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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