3788 SALTMARSH LOOP, SANFORD, FL, 32771
Pending95 days on marketListed Apr 21, 2026MLS #O6401251
About this home
3788 SALTMARSH LOOP
Virtually Staged. SELLER IS PAYING OFF THE SOLAR LEASE IN FULL AT CLOSING — that means zero assumption only about $30 per month connection fee! No electric bill! Big, bright, and built for the way you actually live—this Barcelona model in the gated community of Wyndham Preserve delivers space, flexibility, and a layout that just works. Step inside and you’re immediately met with a dramatic open staircase and natural light pouring in, setting the tone for a home that feels expansive from the start. The main level offers a flex space with a full bath—perfect for a home office, guest suite, or whatever life calls for next. The heart of the home is wide open, anchored by 12x24 tile flooring, 42” linen cabinetry, and granite countertops in both the kitchen and baths. Everything flows effortlessly into the living and dining areas, creating a space that’s ready for entertaining or everyday living. Upstairs is where this home really shines—an oversized loft with its own storage plus a spacious primary suite with a spa-style bath designed for unwinding. And here’s where it gets even better—brand new interior and exterior paint and caulking, fresh landscaping, and a $4,000 whole-home water filtration system mean the work is already done. The solar lease keeps electric bills around $100/month, giving you long-term savings from day one. Out back, enjoy no rear neighbors and partial vinyl fencing for added privacy. Living in Wyndham Preserve means access to a community pool, playground, and gated entry, all just minutes from major roads, shopping, and dining. Move-in ready, dialed in, and done right—this is the one buyers don’t overthink.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,392
Sqft
0.11 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,520 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,520/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.6%
Days on market
95 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3788 SALTMARSH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3788 SALTMARSH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3788 SALTMARSH LOOP FAQs
What would the monthly payment be for 3788 SALTMARSH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,520/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3788 SALTMARSH LOOP?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3788 SALTMARSH LOOP?+
The most recent tax bill on record (2025) was $4,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3788 SALTMARSH LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $450,000, this home is listed about 23% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3788 SALTMARSH LOOP?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 29% above the SANFORD 32771 median — but at 2,392 sqft it's also 41% larger than the typical Sanford listing.
02Time on market is leverage
95 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $489,000, now $450,000 — a $39K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Hussein Kermalli. MLS #O6401251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sanford homes, in your inbox
Like 3788 SALTMARSH LOOP but not quite? A daily digest of every new listing in Sanford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask German to ping you on any price or status change →