1237 S BEACH CIRCLE, KISSIMMEE, FL, 34746
Pending98 days on marketListed Apr 26, 2026MLS #O6401441
About this home
1237 S BEACH CIRCLE
3 BEDROOM TOWNHOME IN GATED COMMUNITY! MOVE IN READY, ALL THREE BEDROOMS ON THE SECOND FLOOR. THIS PROPERTY HAS A POND VIEW, OPEN FLOOR PLAN WITH LOTS OF NATURAL LIGHT, SPACIOUS KITCHEN AND BREAKFAST AREA, HUGE SCREEEND PATIO. THERE IS NO CARPET IN THIS HOME, TILE ON FIRST FLOOR & LAMINATE ON STAIRS AND SECOND FLOOR. THERE IS A RESORT STYLE COMMUNITY POOL, FITNESS ROOM, TENNIS COURTS & CLUBHOUSE TO ENJOY. GREAT LOCATON CONVENIENT TO MANY SHOPPING & DINING OPTIONS, ATTRACTIONS & MAJOR ROADS. HOA APPROVAL IS REQUIRED. THERE IS ROOM TO PARK TWO VEHICLES ONLY. THERE IS NO STREET PARKING IN THIS COMMUNITY.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,468
Sqft
0.04 ac
Lot size
2006
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Fiesta Key, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Fiesta Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Fiesta Key is a short-term-rental community. See the full guide →
Fiesta Key — neighborhood snapshot
Population
1,296
Median age
39
Median income
$67,353
Median home value
$280,200
Avg household
3
Households w/ children
108
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1237 S BEACH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1237 S BEACH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1237 S BEACH CIRCLE FAQs
What would the monthly payment be for 1237 S BEACH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 1237 S BEACH CIRCLE be rented short-term?+
Yes — this home sits inside Fiesta Key, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1237 S BEACH CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $1,595, this home is listed about 100% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1237 S BEACH CIRCLE?+
Sunrise Elementary School (elementary), Poinciana High School (high), Kissimmee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the KISSIMMEE 34746 market on paper
$1,595 is 100% below the KISSIMMEE 34746 median of $349,000, and at $1/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Fiesta Key is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
98 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,795, now $1,595 — a $200 cut. The full history is in the market section below.
Listing courtesy of REALTY RESOURCE OF CENTRAL FL. · Lana Sabeti. MLS #O6401441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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