1306 NW 8TH STREET UNIT 1 & 2, OCALA, FL, 34475
Active105 days on marketListed Apr 24, 2026MLS #O6402175
About this home
1306 NW 8TH STREET UNIT 1 & 2
Brand-New Construction Duplex | Income-Producing Opportunity | 2026 Exceptional opportunity to own a newly built duplex in growing Ocala, Florida — perfect for investors, multi-generational living, or owner-occupants looking to offset their mortgage by living in one unit and renting the other. Each thoughtfully designed unit features 2 bedrooms and 2 full bathrooms with upscale modern finishes and functional open-concept living spaces. High ceilings and recessed lighting throughout create a bright, airy atmosphere, while contemporary finishes add both style and durability. The kitchens are designed to impress with quartz countertops, shaker-style cabinetry, pantry storage, and ample prep space. Spacious primary suites include elegant walk-in curbless showers, modern vanities, and stylish tile finishes. Both units also include in-unit laundry for everyday convenience. Built with accessibility in mind, each unit includes ramp access at the entrances and garage, providing added ease and flexibility for a variety of living needs. Enjoy outdoor living with covered front and rear porches, plus the convenience of a private 1-car garage for each unit. As a brand-new construction property, buyers will appreciate the peace of mind that comes with all-new systems, energy-efficient features, low-maintenance ownership, and a 1-2-10 builder warranty backed by a trusted local builder. Whether you’re looking to expand your investment portfolio, generate rental income, or take advantage of a house-hacking opportunity, this turnkey duplex offers strong long-term potential in one of Central Florida’s fastest-growing areas. NOTE: Furniture is not included. The owner is a licensed Realtor. Room sizes are approximate, it is the responsibility of the Buyer to verify room measurements
Facts & features
The home at a glance
4
Bedrooms
2,218
Sqft
0.4 ac
Lot size
1
Garage
2026
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,972 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,972/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$198 vs $187
Days on market
105 vs 50 typical
Where $198/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1306 NW 8TH STREET UNIT 1 & 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$760,000
137 SE WATULA AVENUE
3 bd · 3.5 ba · 2,250 sqft · $338/sqft · 315 DOM
Sold · Jan ’26$205,000
2029 SW 5TH STREET
4 bd · 2.5 ba · 2,283 sqft · $90/sqft · 39 DOM
Sold · Apr ’26$225,000
719 NW 14TH AVENUE
4 bd · 2 ba · 2,145 sqft · $105/sqft · 203 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1306 NW 8TH STREET UNIT 1 & 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1306 NW 8TH STREET UNIT 1 & 2 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1306 NW 8TH STREET UNIT 1 & 2 FAQs
What would the monthly payment be for 1306 NW 8TH STREET UNIT 1 & 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,972/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1306 NW 8TH STREET UNIT 1 & 2?+
The most recent tax bill on record (2025) was $407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $439,000, this home is listed about 47% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 1306 NW 8TH STREET UNIT 1 & 2?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,000 runs 49% above the OCALA 34475 median — but at 2,218 sqft it's also 29% larger than the typical Ocala listing.
02Time on market is leverage
105 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $459,000, now $439,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NIZZ REALTY INC · Bridgette Delva. MLS #O6402175.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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