1247 PAPAYA CIRCLE, DAVENPORT, FL, 33897
Active95 days on marketListed May 4, 2026MLS #O6403216
About this home
1247 PAPAYA CIRCLE
ALMOST NEW, UNDER WARRANTIES! *** Built just three years ago, this energy-efficient 3-bedroom, 2-bath home blends modern comfort with a layout that feels instantly welcoming. Natural light moves easily through the connected living spaces, creating a warm, open atmosphere that makes it simple to imagine your own routines taking shape here. At the heart of the home, the kitchen is positioned so conversations flow naturally from room to room. The primary suite offers a peaceful retreat with its own private bath, while two additional bedrooms provide flexibility for guests, work, or hobbies. Because the home is newer, the appliances remain under warranty, and builder warranties offer added peace of mind — a reassuring benefit for anyone looking for a move-in-ready home. Step outside to the backyard and you’ll find a space ready for relaxed evenings, weekend barbecues, or simply enjoying the Florida breeze. It’s a yard that invites you to slow down and enjoy the moment. Convenience is built into the location, with grocery stores, restaurants, and shopping along US-27 and nearby Posner Park just minutes away. Major roadways are also close, making trips to Orlando, theme parks, and surrounding areas smooth and straightforward. A newer, energy-efficient home with warranties still in place, a comfortable layout, and a location close to everyday essentials, welcome to your new home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
$/sqft vs Davenport actives
$248 vs $191
Days on market
95 vs 53 typical
Where $248/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
173 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1247 PAPAYA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$440,000
1050 ST ANDREWS ST
3 bd · 2 ba · 1,514 sqft · $291/sqft · 3 DOM
Sold · Mar ’26$268,000
447 LA MIRAGE STREET
4 bd · 3 ba · 1,492 sqft · $180/sqft · 61 DOM
Sold · May ’26$217,000
417 LA MIRAGE STREET
4 bd · 3 ba · 1,492 sqft · $145/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1247 PAPAYA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1247 PAPAYA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1247 PAPAYA CIRCLE FAQs
What would the monthly payment be for 1247 PAPAYA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,937/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1247 PAPAYA CIRCLE?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1247 PAPAYA CIRCLE?+
The most recent tax bill on record (2025) was $3,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1247 PAPAYA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $374,900, this home is listed about 4% below the Davenport median of $389,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1247 PAPAYA CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Jonathan Speagle. MLS #O6403216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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