CENTURY 21 Edge
$287,500$305,0003 bd2 ba1,658 sqft$173 /sqft$2,618 /mo all-in ↓

2414 CASPIAN DRIVE, LAKELAND, FL, 33805

Active95 days on marketListed May 7, 2026MLS #O6404034

Priced 15% below the Lakeland medianReduced $18KSingle Family ResidenceVILLAGES/BRDGWATER VILLAGE 3

About this home

2414 CASPIAN DRIVE

Is there a 3-bedroom single family home in Lakeland under $295k with a water view? Welcome to 2414 Caspian Drive, a 3-bed single family home in Lakeland under $295k located in The Villages at Bridgewater. Built in 2019, this home offers 3 bedrooms, 2 bathrooms, and 1,658 sqft of thoughtfully designed living space with a peaceful rear pond view. The open floor plan creates a seamless flow between the kitchen, dining, and living areas, ideal for both daily living and entertaining. The kitchen features granite countertops, stainless steel appliances, and ample cabinet space, all overlooking the main living area. Tile and vinyl flooring provide durability and easy maintenance throughout. The spacious primary suite and additional bedrooms offer flexibility for a variety of living needs. Step outside to enjoy a tranquil backyard with water views, adding a sense of privacy and calm. The property includes a 2-car garage and driveway parking on a 5,009 square foot lot. Located in a community known for its lifestyle amenities, residents enjoy access to a clubhouse, fitness center, pool, tennis and basketball courts, walking trails, playground, fishing dock, and canoe launch across five scenic lakes. Monthly HOA is $142. Positioned near I-4, this location allows convenient travel to Tampa and Orlando, with major attractions nearby including Walt Disney World approximately 35 to 40 miles away, Busch Gardens Tampa Bay about 30 to 35 miles, and LEGOLAND Florida Resort roughly 19 miles. Close to Lakeside Village shopping, local dining, and downtown Lakeland attractions such as Hollis Garden. Zoned for Wendell Watson Elementary, Lake Gibson Middle, and Tenoroc High School. This home delivers a strong combination of location, features, and value in today’s market.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,658

Sqft

0.12 ac

Lot size

2

Garage

2019

Year built

One

Levels

$173

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$142/mo
Taxes (2025)$5,952/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,618 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,692
FHA mortgage insurance (est.)$127
Property tax — 2025 actual bill$496
HOA fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,063Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,063
Interest rate6.00%
Loan term

Estimated payment

$2,618/mo

Principal & interest$1,692
FHA mortgage insurance (est.)$127
Property taxes (actual bill)$496
HOA / condo fee$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $288K
$276KedgeAI estimate $308,127 · range $298K$319K$332K

vs edgeAI estimate

−6.7%

$/sqft vs Lakeland actives

$173 vs $194

Days on market

95 vs 44 typical

Where $173/sqft sits among the 400 Lakeland actives

76
133 · this home
103
41
20
27
$127–161$161–196$196–231$231–265$265–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 2414 CASPIAN DRIVE

Drive times from this address

Walt Disney World38 min
Downtown Tampa43 min
Universal Orlando48 min
Downtown Orlando54 min
Tampa Int’l Airport (TPA)54 min
Orlando Int’l Airport (MCO)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$316K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

205 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the Lakeland median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $287,500 $18K
May 7, 2026Listed at $305,000 · 95 days on market since
2019Built · VILLAGES/BRDGWATER VILLAGE 3

Reality check

What actually sold near 2414 CASPIAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1038 PARAKEET TRAILSold · Feb ’26

$270,000

1038 PARAKEET TRAIL

3 bd · 2 ba · 1,648 sqft · $164/sqft · 100 DOM

2447 TORRENS DRIVESold · Jul ’26

$280,000

2447 TORRENS DRIVE

3 bd · 2 ba · 1,629 sqft · $172/sqft · 54 DOM

1818 GREENWAY DRIVESold · Sep ’25

$400,000

1818 GREENWAY DRIVE

3 bd · 2 ba · 1,620 sqft · $247/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 2414 CASPIAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2414 CASPIAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2414 CASPIAN DRIVE FAQs

What would the monthly payment be for 2414 CASPIAN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,618/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2414 CASPIAN DRIVE?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2414 CASPIAN DRIVE?+

The most recent tax bill on record (2025) was $5,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2414 CASPIAN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $287,500, this home is listed about 15% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Lakeland market on paper

$287,500 is 15% below the Lakeland median of $339,000, and at $173/sqft it sits under the Lakeland average of $207.

02Time on market is leverage

95 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $305,000, now $287,500 — a $18K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Josue Soto. MLS #O6404034.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2414 CASPIAN DRIVE, LAKELAND, FL — 3 Bed, 2 Bath — $287,500 | CENTURY 21 Edge