2119 S FERN CREEK AVENUE, ORLANDO, FL, 32806
Active104 days on marketListed May 8, 2026MLS #O6404839
About this home
2119 S FERN CREEK AVENUE
Step inside this home from anywhere! To experience a fully immersive walk-through of this home click on the Video or Virtual Tour button on this page. Exceptional investment opportunity in the heart of Downtown Orlando! Situated on just over half an acre in the highly desirable SODO/Downtown Orlando corridor, 2119 S Fern Creek Ave offers incredible income-producing potential with 10 total units across three separate buildings. Whether you are looking to expand your real estate portfolio, pursue a value-add opportunity, house hack by living in one unit while generating rental income from the others, or explore future redevelopment possibilities, this versatile multi-family property delivers endless potential. Currently occupied with nine long-term tenants in place, the property generates over $92,000 in gross annual income, providing immediate cash flow for investors. The main building features four units, while the second and third buildings offer six efficiency units combined, creating a flexible and diversified rental setup. The property is enhanced by mature landscaping, charming curb appeal, abundant on-site parking, additional storage and shed space, and even a unique tree house tucked away in the rear of the property. Residents enjoy comfortable living spaces in a prime central location just minutes from Downtown Orlando, Orlando Health, shopping, dining, entertainment, major highways, parks, and everything the vibrant downtown lifestyle has to offer. Opportunities like this are rare — ideal for investors seeking strong rental income, multi-generational living, redevelopment potential, or long-term appreciation in one of Orlando’s most sought-after growth areas.
Facts & features
The home at a glance
0
Bedrooms
1,594
Sqft
0.53 ac
Lot size
1950
Year built
$596
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,913 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,913/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$596 vs $251
Days on market
104 vs 42 typical
Where $596/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32806 — neighborhood snapshot
Population
26,423
Median age
40.9
Median income
$86,653
Median home value
$415,800
Avg household
2.26
Households w/ children
2,628
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
218 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 126% above the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2119 S FERN CREEK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$144,000
944 E MICHIGAN STREET UNIT A
1 bd · 1 ba · 918 sqft · $157/sqft · 11 DOM
Sold · Mar ’26$115,000
1090 E MICHIGAN STREET UNIT A
1 bd · 1 ba · 786 sqft · $146/sqft · 16 DOM
Sold · Dec ’25$220,000
1100 DELANEY AVENUE UNIT F403
1 bd · 1 ba · 751 sqft · $293/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2119 S FERN CREEK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2119 S FERN CREEK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2119 S FERN CREEK AVENUE FAQs
What would the monthly payment be for 2119 S FERN CREEK AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,913/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2119 S FERN CREEK AVENUE?+
The most recent tax bill on record (2025) was $3,243. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2119 S FERN CREEK AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $950,000, this home is listed about 147% above the Orlando median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2119 S FERN CREEK AVENUE?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$950,000 runs 126% above the ORLANDO 32806 median.
02Time on market is leverage
104 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Robert Christiano. MLS #O6404839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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