4839 SW 81ST LOOP, OCALA, FL, 34476
Active77 days on marketListed May 8, 2026MLS #O6405757
About this home
4839 SW 81ST LOOP
Experience maintenance-free living at its finest in this desirable end-unit townhouse located in the sought-after Marion Ranch community. Offering resort-style amenities including multiple sparkling pools, pickleball courts, a weight room, meeting space, and playground, this community is designed for both relaxation and an active lifestyle. Inside, the open-concept floor plan creates a welcoming and spacious feel perfect for everyday living and entertaining. The main level features a convenient half bath and a well-appointed kitchen complete with stainless steel appliances, upgrade handles on cabinets, and a peninsula island overlooking the dining area, mirrored flex space, and expansive living room. Exit door off of dining leads to the covered lanai, creating the perfect indoor-outdoor flow for enjoying Florida evenings. Upstairs, an additional flex/loft area provides endless possibilities for a home office, media room, or play space. French doors open to the spacious primary suite featuring a walk-in closet, double vanity, and glass door walk-in shower for a true retreat feel. Two additional bedrooms share the second full bath, offering comfort and privacy for family or guests. Conveniently located near shopping, dining, medical facilities, and all that Ocala has to offer, this move-in ready home combines modern comfort, low-maintenance living, and incredible community amenities all in one exceptional package.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,828
Sqft
0.05 ac
Lot size
1
Garage
2025
Year built
Three Or More
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,038 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,038/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
$/sqft vs Ocala actives
$135 vs $181
Days on market
77 vs 43 typical
Where $135/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4839 SW 81ST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$243,500
4883 SW 81ST LOOP · same community
3 bd · 2.5 ba · 1,765 sqft · $138/sqft · 0 DOM
Sold · Sep ’25$294,990
4690 SW 88TH LANE
4 bd · 2 ba · 1,828 sqft · $161/sqft · 124 DOM
Sold · Oct ’25$290,000
4683 SW 88TH LANE
4 bd · 2 ba · 1,828 sqft · $159/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4839 SW 81ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4839 SW 81ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4839 SW 81ST LOOP FAQs
What would the monthly payment be for 4839 SW 81ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,038/mo — principal and interest, the actual property-tax bill, the $194/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4839 SW 81ST LOOP?+
The association fee works out to $194 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4839 SW 81ST LOOP?+
The most recent tax bill on record (2025) was $1,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4839 SW 81ST LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $247,000, this home is listed about 17% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4839 SW 81ST LOOP?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6405757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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