1004 PALMER STREET, ORLANDO, FL, 32801
Active95 days on marketListed May 9, 2026MLS #O6406504
About this home
1004 PALMER STREET
Charming bungalow in the heart of Delaney Park! This adorable home is the perfect starter property with strong investment potential. Relax on the inviting front porch with a classic porch swing, surrounded by beautifully maintained landscaping. The main house features 2 bedrooms, 1.5 bathroom, and a 1-car garage, along with a thoughtfully remodeled full bath. A detached garage includes its own laundry area for added convenience. The property also boasts a spacious garage apartment with a private walk-up entrance, offering 2 bedrooms and 1 bathroom. Recently upgraded with central heating and air, it features granite countertops and its own garage with laundry—ideal for rental income or multi-generational living.
Facts & features
The home at a glance
4
Bedrooms
1,611
Sqft
0.14 ac
Lot size
2
Garage
1925
Year built
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,521 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,521/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$348 vs $250
Days on market
95 vs 43 typical
Where $348/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Davis / Greenwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Davis / Greenwood — neighborhood snapshot
Population
1,801
Median age
36
Median income
$95,020
Median home value
$476,100
Avg household
2
Households w/ children
178
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
191 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 179% above the ORLANDO 32801 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1004 PALMER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$324,000
11 W HARDING STREET UNIT E
3 bd · 2.5 ba · 1,611 sqft · $201/sqft · 35 DOM
Sold · Feb ’26$285,000
5 W HARDING STREET UNIT E
3 bd · 2.5 ba · 1,611 sqft · $177/sqft · 336 DOM
Sold · Aug ’26$350,000
2101 E GRANT AVENUE
3 bd · 2 ba · 1,597 sqft · $219/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1004 PALMER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1004 PALMER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1004 PALMER STREET FAQs
What would the monthly payment be for 1004 PALMER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,521/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1004 PALMER STREET?+
The most recent tax bill on record (2025) was $9,795. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $559,999, this home is listed about 44% above the Orlando median of $389,995. The market section on this page shows how the area is trending.
Which schools are assigned to 1004 PALMER STREET?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,999 runs 179% above the ORLANDO 32801 median.
02Time on market is leverage
95 days on market against a Orlando median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $599,999, now $559,999 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE ANDERSON GROUP & CO PL · Brandon Palant. MLS #O6406504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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