CENTURY 21 Edge
Pending
$298,000$325,0004 bd2 ba1,845 sqft$162 /sqft$2,559 /mo all-in ↓

221 AQUAMARINE LANE, KISSIMMEE, FL, 34758

Pending96 days on marketListed May 12, 2026MLS #O6407284

Reduced $27KWaterfrontSingle Family ResidenceSTEPPING STONE POD A PH 1

About this home

221 AQUAMARINE LANE

Virtually Staged. Welcome to this beautifully maintained 4-bedroom, 2-bath home built in 2022, perfectly positioned on an oversized pond-front lot with a spacious 2-car garage. Designed with both comfort and functionality in mind, this home features an open-concept layout with durable tile flooring throughout the main living areas, creating a bright and seamless living space ideal for entertaining and everyday living. At the heart of the home is the stylish kitchen, complete with quartz countertops, stainless steel appliances, abundant cabinet space, a large pantry, and an oversized island with breakfast bar. The split-bedroom floor plan offers privacy for the primary suite while the additional bedrooms are conveniently located toward the front of the home with a shared full bath. The spacious primary suite overlooks the peaceful pond and includes a large walk-in closet and private en-suite bath featuring dual sinks, a walk-in shower, and separate water closet. A dedicated laundry room provides easy access to the oversized garage for added convenience. Situated on nearly a quarter-acre, the backyard offers plenty of room to relax, entertain, and enjoy tranquil pond views from the covered patio — the perfect setting for morning coffee or evening sunsets. Located in the Stepping Stone community – part of the Poinciana Villages, residents enjoy convenient access to shopping, dining, medical facilities, and major attractions, including approximately 30 minutes to Disney, minutes to the hospital, nearby shopping centers with Publix and Walmart, and easy access to Orlando International Airport.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,845

Sqft

0.21 ac

Lot size

2

Garage

2022

Year built

One

Levels

$162

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$85/mo
Taxes (2025)$5,135/yr
PetsYes
CommunityPark · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,559 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$428
HOA fee — from the listing$85
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,430Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,430
Interest rate6.00%
Loan term

Estimated payment

$2,559/mo

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$428
HOA / condo fee$85
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $298K
$286KedgeAI estimate $350,475 · range $336K$366K$380K

vs edgeAI estimate

−15%

Days on market

96 vs 55 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Map of 221 AQUAMARINE LANE

Drive times from this address

Walt Disney World34 min
Universal Orlando44 min
Orlando Int’l Airport (MCO)50 min
Downtown Orlando50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34758 — neighborhood snapshot

Population

46,521

Median age

34.6

Median income

$67,128

Median home value

$280,000

Avg household

3.63

Households w/ children

5,941

For the school run

Osceola County School District

ElementarySunrise Elementary School★★★★★
MiddleHorizon Middle School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $298,000 $27K
May 12, 2026Listed at $325,000 · 96 days on market since
2022Built · STEPPING STONE POD A PH 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 221 AQUAMARINE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 221 AQUAMARINE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

221 AQUAMARINE LANE FAQs

What would the monthly payment be for 221 AQUAMARINE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,559/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 221 AQUAMARINE LANE?+

The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 221 AQUAMARINE LANE?+

The most recent tax bill on record (2025) was $5,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 221 AQUAMARINE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $298,000, this home is listed about 21% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 221 AQUAMARINE LANE?+

Sunrise Elementary School (elementary), Horizon Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$298,000 runs 12% above the KISSIMMEE 34758 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $325,000, now $298,000 — a $27K cut. The full history is in the market section below.

Listing courtesy of MARK SPAIN REAL ESTATE · Christine Landrau. MLS #O6407284.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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