5 LOCUST RADIAL CIRCLE, OCALA, FL, 34472
Pending67 days on marketListed May 27, 2026MLS #O6407328
About this home
5 LOCUST RADIAL CIRCLE
Virtually Staged. Welcome home to this beautiful, move-in-ready property built in 2023! This spacious 4-bedroom, 2-bathroom home features a bright, open-concept design with high ceilings and large windows that flood the living space with natural light. The heart of the home is the expansive kitchen, complete with a massive center island perfect for casual entertaining, soft-close cabinetry, sleek granite countertops, and a full suite of stainless steel appliances. Designed with a desirable split-bedroom floor plan for ultimate privacy, the layout includes durable LVP and tile flooring spanning seamlessly throughout the entire home with absolutely no carpet to worry about. The primary suite serves as a true retreat, highlighted by an elegant tray ceiling, a large walk-in closet, and a luxurious en-suite bathroom with granite countertops and custom wall tiling. Additional modern features include a covered entryway, a garage door opener, and a built-in in-wall pest control system. Conveniently located within the Silver Springs Shores community, this 2023 build offers an unmatched combination of modern space and comfort—schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,473
Sqft
0.26 ac
Lot size
2
Garage
2023
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.3%
$/sqft vs Ocala actives
$187 vs $181
Days on market
67 vs 43 typical
Where $187/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
154 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 LOCUST RADIAL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$260,000
362 LOCUST ROAD · same community
3 bd · 2 ba · 1,380 sqft · $188/sqft · 5 DOM
Sold · Oct ’25$234,900
19 LOCUST TERRACE PLACE · same community
3 bd · 2 ba · 1,331 sqft · $176/sqft · 53 DOM
Sold · Jul ’25$239,900
36 LOCUST RADIAL · same community
3 bd · 2 ba · 1,331 sqft · $180/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 LOCUST RADIAL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 LOCUST RADIAL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5 LOCUST RADIAL CIRCLE FAQs
What would the monthly payment be for 5 LOCUST RADIAL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5 LOCUST RADIAL CIRCLE?+
The most recent tax bill on record (2025) was $4,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $274,900, this home is listed about 8% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5 LOCUST RADIAL CIRCLE?+
Emerald Shores Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OAK AVENUE REAL ESTATE LLC · Julie Fernandez. MLS #O6407328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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