CENTURY 21 Edge
Pending
$365,000$379,9003 bd2 ba1,851 sqft$197 /sqft$2,502 /mo all-in ↓

357 GALICIA STREET SW, PALM BAY, FL, 32908

Pending93 days on marketListed May 13, 2026MLS #O6407614

Reduced $15KNew constructionSingle Family ResidencePORT MALABAR UNIT 31 LOT 26 BLK 1525

About this home

357 GALICIA STREET SW

Most new construction at this price point gives you the minimum. This one doesn't. 357 Galicia St SW was built by a local Palm Bay builder who makes decisions most production builders won't... solid wood soft-close cabinetry instead of particle board, Delta plumbing fixtures instead of builder-grade hardware, a full impact envelope that includes the slider and garage door not just the windows, and wood-look porcelain tile through every single room with zero carpet and zero transitions. These aren't upgrades on a base model. This is how the home was built from the start. The Bella floor plan gives you 3 bedrooms plus a full-size flex room... a true separate space that works as a home office, guest room, gym, or whatever you need... with 8'8'' ceilings, an open kitchen-to-living flow, quartz counters, tiled showers, and 5-1/4'' baseboards throughout. Everything consistent, nothing cheap. Behind the walls it's built the same way: monolithic slab, block construction, R38 blown-in ceiling insulation that exceeds Florida code, 2.5-ton HVAC, 200-amp service, Owens Corning shingles, and Sherwin-Williams Super Paint. The full impact package... windows, slider, and impact-rated garage door... qualifies for real wind mitigation discounts that add up to serious annual savings on Brevard County insurance. Most homes at this price only protect the windows. This one protects everything. Maverick 2/10 warranty included... 1-year workmanship, 2-year systems, 10-year structural -- backed by a third party, not just a builder promise. Blue tape walkthrough and 3rd party inspections welcomed. $10,000 in flex cash available at closing... use it toward closing costs, a rate buydown, or however it works best for your deal. No preferred lender required. Showings by appointment. Come see the difference.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,851

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$197

Per sqft

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorNone

Community & fees

Taxes (2025)$376/yr

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,502 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,502/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$313KedgeAI estimate $330,816 · range $326K$342K$380K

vs edgeAI estimate

+10.3%

$/sqft vs Palm Bay actives

$197 vs $208

Days on market

93 vs 42 typical

Where $197/sqft sits among the 364 Palm Bay actives

243 · this home
18
9
26
28
40
$159–247$247–335$335–423$423–511$511–599$599+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Compound

Map of 357 GALICIA STREET SW inside its neighborhood boundary

Get to know Palm Bay. See the full Palm Bay guide →

The Compound — neighborhood snapshot

Population

2,892

Median age

39

Median income

$60,410

Median home value

$265,758

Avg household

3

Households w/ children

405

For the school run

Brevard County School District

ElementaryWestside Elementary School★★★★★
HighBayside High School★★★★★
MiddleSouthwest Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$306K$328K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

96 of 364

Palm Bay actives have cut their price

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 677% above the PALM BAY 32908 median. See the full Palm Bay market guide →

Paper trail

This home's history

CurrentPrice reduced to $365,000 $15K
May 13, 2026Listed at $379,900 · 93 days on market since
2026Built · PORT MALABAR UNIT 31 LOT 26 BLK 1525

Reality check

What actually sold near 357 GALICIA STREET SW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Aug ’25

$306,000

Nearby listing

3 bd · 2 ba · 1,840 sqft · $166/sqft · 74 DOM

497 LAFAYETTE STREET SWSold · Aug ’25

$306,000

497 LAFAYETTE STREET SW

3 bd · 2 ba · 1,840 sqft · $166/sqft · 83 DOM

2397 FALLKIRK AVENUESold · Nov ’25

$325,000

2397 FALLKIRK AVENUE

4 bd · 2 ba · 1,833 sqft · $177/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 357 GALICIA STREET SW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 357 GALICIA STREET SW — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

357 GALICIA STREET SW FAQs

What would the monthly payment be for 357 GALICIA STREET SW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,502/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 357 GALICIA STREET SW?+

The most recent tax bill on record (2025) was $376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $365,000, this home is listed about 4% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 357 GALICIA STREET SW?+

Westside Elementary School (elementary), Bayside High School (high), Southwest Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$365,000 runs 677% above the PALM BAY 32908 median.

02Time on market is leverage

93 days on market against a Palm Bay median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $379,900, now $365,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of BLUE MARLIN REAL ESTATE · Donell Knight. MLS #O6407614.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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