CENTURY 21 Edge
Short-Term Rental Eligible
$260,0003 bd2.5 ba1,291 sqft$201 /sqft$2,402 /mo all-in ↓

8564 CRYSTAL COVE LOOP, KISSIMMEE, FL, 34747

Active69 days on marketListed May 15, 2026MLS #O6408273

Priced 35% below the KISSIMMEE 34747 medianEst. $41K/yr short-term rental revenueFully furnishedTownhouseEMERALD ISLAND RESORT PH 2

About this home

8564 CRYSTAL COVE LOOP

Welcome to resort-style living in the highly sought-after gated community of Emerald Island Resort! This beautifully maintained fully furnished, move in ready townhome offers just under 1,300 square feet of comfortable living space with an open floor concept perfect for entertaining and everyday living. Just minutes from Disney, world-famous attractions, shopping, dining, and entertainment, this property is ideal as a vacation home, investment property, short-term rental, or personal residence. Enjoy spacious living and dining areas, a functional kitchen layout, and comfortable bedrooms designed for relaxation after a day at the parks. Emerald Island Resort offers incredible amenities including a clubhouse, community pool, fitness center, walking trails, and more, creating the ultimate Central Florida lifestyle experience. whether you're looking to expand your investment portfolio or find your own piece of paradise near Disney, this townhome is a must-see!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,291

Sqft

0.03 ac

Lot size

2003

Year built

Two

Levels

$201

Per sqft

Pool viewFurnished

Inside

FlooringCarpet · Luxury Vinyl · Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Washer
InteriorCeiling Fan(s) · Open Floorplan · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesNorth
ParkingNone · Open
ExteriorIrrigation System · Lighting · Storage

Community & fees

HOA fee$305/mo
Taxes (2025)$3,491/yr
PetsCats OK, Dogs OK
CommunityGated Community - Guard · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,402 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$291
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,402/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$291
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$219KedgeAI estimate $236,208 · range $228K$257K$270K

vs edgeAI estimate

+10.1%

Days on market

69 vs 45 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Emerald Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$41,033/yr gross

Avg nightly rate$212
Occupancy (comp set)52%
CommunityEmerald Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,150/mo median

MarketKissimmee
Annual gross at median$25,800
Gross yield on this price9.9%
Homes for rent right now1,140

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Emerald Island

Map of 8564 CRYSTAL COVE LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World13 min
Universal Orlando24 min
Downtown Orlando30 min
Orlando Int’l Airport (MCO)34 min
Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Emerald Island is a short-term-rental community. See the full guide →

Emerald Island — neighborhood snapshot

Population

404

Median age

43

Median income

$76,205

Median home value

$469,300

Avg household

2

Households w/ children

24%

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →

Paper trail

This home's history

May 15, 2026Listed at $260,000 · 69 days on market since
2003Built · EMERALD ISLAND RESORT PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about 8564 CRYSTAL COVE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8564 CRYSTAL COVE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8564 CRYSTAL COVE LOOP FAQs

What would the monthly payment be for 8564 CRYSTAL COVE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,402/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8564 CRYSTAL COVE LOOP?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8564 CRYSTAL COVE LOOP?+

The most recent tax bill on record (2025) was $3,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8564 CRYSTAL COVE LOOP be rented short-term?+

Yes — this home sits inside Emerald Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8564 CRYSTAL COVE LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $260,000, this home is listed about 32% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 8564 CRYSTAL COVE LOOP?+

Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the KISSIMMEE 34747 market on paper

$260,000 is 35% below the KISSIMMEE 34747 median of $399,900, and at $201/sqft it sits under the Kissimmee average of $216.

02Zoned for nightly rentals

Emerald Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

Listing courtesy of HOMEVEST REALTY · Erica Diaz. MLS #O6408273.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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