943 MONROE HARBOR PLACE, SANFORD, FL, 32773
Active74 days on marketListed May 26, 2026MLS #O6410062
About this home
943 MONROE HARBOR PLACE
Welcome home to this charming 3 bedroom, 2 bathroom property located in the heart of rapidly growing Sanford, Florida. Featuring approximately 1,100 square feet of living space, this home offers comfort, convenience, and incredible value for first-time buyers, investors, or anyone looking to enjoy all that Seminole County. Situated near major new developments, shopping, dining, and commuter routes, this property is perfectly positioned in one of Central Florida’s fastest-growing areas.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,100
Sqft
0.16 ac
Lot size
2
Garage
1986
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,726 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,726/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sanford actives
$217 vs $218
Days on market
74 vs 35 typical
Where $217/sqft sits among the 400 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32773 — neighborhood snapshot
Population
33,184
Median age
38.2
Median income
$63,496
Median home value
$259,600
Avg household
2.56
Households w/ children
4,114
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
213 of 400
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the SANFORD 32773 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 943 MONROE HARBOR PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$263,000
763 OSPREY NEST POINT · same community
3 bd · 2 ba · 1,136 sqft · $232/sqft · 38 DOM
Sold · Nov ’25$302,500
825 CROWS BLUFF LANE · same community
2 bd · 1 ba · 886 sqft · $341/sqft · 72 DOM
Sold · Sep ’25$299,000
115 LAKE DOT DRIVE
3 bd · 2 ba · 1,122 sqft · $266/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 943 MONROE HARBOR PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 943 MONROE HARBOR PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
943 MONROE HARBOR PLACE FAQs
What would the monthly payment be for 943 MONROE HARBOR PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,726/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 943 MONROE HARBOR PLACE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 943 MONROE HARBOR PLACE?+
The most recent tax bill on record (2025) was $457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 943 MONROE HARBOR PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $239,000, this home is listed about 38% below the Sanford median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 943 MONROE HARBOR PLACE?+
Lake Mary High School (high), Highlands Elementary School (elementary), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SANFORD 32773 market on paper
$239,000 is 15% below the SANFORD 32773 median of $282,000, and at $217/sqft it sits under the Sanford average of $227.
02Time on market is leverage
74 days on market against a Sanford median of 35 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Mary High School, Highlands Elementary School, Greenwood Lakes Middle School — Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $290,000, now $239,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ABUNDANCE REALTY GROUP LLC · Suze Louijeune. MLS #O6410062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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