CENTURY 21 Edge
Pending
$6,150$6,5006 bd4.5 ba4,028 sqft$2 /sqft$205 /mo all-in ↓

11538 DELWICK DRIVE, WINDERMERE, FL, 34786

Pending69 days on marketListed May 25, 2026MLS #O6410311

Priced 99% below the WINDERMERE 34786 medianReduced $350Private poolSingle Family ResidenceRESERVE AT BELMERE PH 03 51 01

About this home

11538 DELWICK DRIVE

Available on AUGUST 1, 2026. Move in and enjoy from day one. Inside exclusive 24-hour guard-gated Reserve at Belmere — one of Windermere's most desirable communities. Thr Estate offers over 4,000 square feet of living space. 6 bedrooms, 4.5 bathrooms, a dedicated home office with French doors, and a generous bonus room that's perfect as a playroom, home theater, or game room, there's space here for everyone — whether you're working from home, raising a family, or hosting guests in style. The gourmet kitchen is the true heart of this home, featuring a gas cooktop, double ovens, granite countertops, a breakfast bar, and a sunny breakfast nook. It flows seamlessly into a warm, inviting family room with a fireplace. The downstairs primary suite is your personal retreat, complete with serene pool views and a spa-inspired bath featuring a jacuzzi tub, walk-in shower, and dual vanities. Upstairs, four additional bedrooms — including a convenient Jack-and-Jill configuration — offer flexibility and privacy for family and guests alike. Step outside to a beautifully appointed outdoor living space with a large paved patio, outside full bathroom, summer kitchen. Take advantage of community amenities: fitness center with water views, two tennis courts & basketball courts, volleyball court, and fishing pier. The Reserve at Belmere delivers peace of mind alongside unmatched prestige. Call leasing agent to schedule private tour. Additional fee : $150 monthly pool care

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

4,028

Sqft

0.27 ac

Lot size

3

Garage

2004

Year built

Two

Levels

$2

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

FacesNortheast
ParkingDriveway · Golf Cart Garage
ExteriorIrrigation System · Lighting · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

PetsNo
CommunityCommunity Boat Ramp · Fishing · Lake · Clubhouse · Fitness Center · Gated Community - Guard · Playground · Pool · Racquetball · Tennis Court(s)

Utilities & systems

UtilitiesNatural Gas Connected · Public · Water Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$36
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $215
Interest rate6.00%
Loan term

Estimated payment

$205/mo

Principal & interest$36
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Reserve At Belmere

Map of 11538 DELWICK DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando19 min
Downtown Orlando20 min
Walt Disney World27 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Reserve At Belmere — neighborhood snapshot

Population

748

Median age

46

Median income

$113,300

Median home value

$767,100

Avg household

3

Households w/ children

103

For the school run

Orange County School District

ElementaryLake Whitney Elementary★★★★★
HighWest Orange High★★★★
MiddleSunridge Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,150 $350
May 25, 2026Listed at $6,500 · 69 days on market since
2004Built · RESERVE AT BELMERE PH 03 51 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11538 DELWICK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11538 DELWICK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11538 DELWICK DRIVE FAQs

What would the monthly payment be for 11538 DELWICK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 11538 DELWICK DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $6,150, this home is listed about 99% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11538 DELWICK DRIVE?+

Lake Whitney Elementary (elementary), West Orange High (high), Sunridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the WINDERMERE 34786 market on paper

$6,150 is 99% below the WINDERMERE 34786 median of $799,500, and at $2/sqft it sits under the Windermere average of $447.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

69 days on market against a Windermere median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Whitney Elementary, West Orange High, Sunridge Middle — Lake Whitney Elementary rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $6,500, now $6,150 — a $350 cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Yana Ogor. MLS #O6410311.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11538 DELWICK DRIVE, WINDERMERE, FL — 6 Bed, 4.5 Bath — $6,150 | CENTURY 21 Edge