6108 BEAR LAKE TERRACE, APOPKA, FL, 32703
Active73 days on marketListed May 28, 2026MLS #O6410355
About this home
6108 BEAR LAKE TERRACE
Virtually Staged. BUYER DEFULT BACK IN THE MARKET!! iPRICE IMPROVED + SELLER CONTRIBUTES TO CLOSING COSTS! Fully Renovated 3/2.5 | All-New Systems | Move-In Ready | No HOA Just bring your suitcases! This turn-key home in an established Apopka neighborhood has been completely renovated top to bottom, with no detail overlooked. The renovated kitchen features brand-new appliances, modern cabinetry, and updated fixtures, and the bathrooms carry the same high-end finishes throughout. New luxury flooring, fresh interior and exterior paint, new texture, and new windows create a bright, modern feel from the moment you walk in. Best of all, the major systems are ALL NEW — brand-new HVAC, fully updated electrical, and a solid roof — for years of peace of mind. Nothing to do but move in. Zoned for the Seminole County school district (buyer to verify assigned schools with the district). Located minutes from SR-436 and SR-414, parks, and Apopka's growing dining and shopping corridor. No HOA — no monthly fees. A versatile opportunity whether you're buying a home to live in or adding a turn-key rental to your portfolio — renovated, low-maintenance, and in a high-demand location. Seller contributes to closing costs to make your purchase easier. FHA | VA | Conventional | Cash — all financing welcome. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,101
Sqft
0.29 ac
Lot size
1959
Year built
One
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,524 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,524/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.8%
$/sqft vs Apopka actives
$307 vs $217
Days on market
73 vs 38 typical
Where $307/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32703 — neighborhood snapshot
Population
57,603
Median age
37.9
Median income
$70,338
Median home value
$314,800
Avg household
2.78
Households w/ children
7,169
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $420K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
203 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the APOPKA 32703 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 6108 BEAR LAKE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$385,000
6048 LINNEAL BEACH DRIVE · same community
5 bd · 2 ba · 2,127 sqft · $181/sqft · 91 DOM
Sold · Sep ’25$275,600
7719 WHISPER PLACE
2 bd · 1 ba · 1,100 sqft · $251/sqft · 6 DOM
Sold · Jan ’26$301,000
6345 BEGGS ROAD
4 bd · 2 ba · 1,096 sqft · $275/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6108 BEAR LAKE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6108 BEAR LAKE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6108 BEAR LAKE TERRACE FAQs
What would the monthly payment be for 6108 BEAR LAKE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,524/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6108 BEAR LAKE TERRACE?+
The most recent tax bill on record (2025) was $2,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apopka?+
At $337,998, this home is listed about 25% below the Apopka median of $450,457. The market section on this page shows how the area is trending.
Which schools are assigned to 6108 BEAR LAKE TERRACE?+
Wolf Lake Middle (middle), Wekiva High (high), Zellwood Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CAISSA REALTY INVESTMENT INC · Elizabeth Rodriguez. MLS #O6410355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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