CENTURY 21 Edge
$355,000$360,0003 bd2 ba1,968 sqft$180 /sqft$2,985 /mo all-in ↓

9964 NW 22ND ROAD, GAINESVILLE, FL, 32606

Active75 days on marketListed May 25, 2026MLS #O6410745

Reduced $5KSingle Family ResidenceELLIS PARK PH 1

About this home

9964 NW 22ND ROAD

Welcome to a charming home located in the heart of Gainesville, FL. This beautifully maintained property features spacious living areas filled with natural light, a modern kitchen with updated appliances, and a tranquil backyard appropriate for relaxation. Enjoy the convenience of nearby shopping, dining, and recreational opportunities. Experience comfort and style in a vibrant community setting. Don't miss the opportunity to explore this delightful residence!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,968

Sqft

0.06 ac

Lot size

2

Garage

2006

Year built

One

Levels

$180

Per sqft

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave
InteriorCeiling Fan(s) · Split Bedroom
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionCement Siding · Concrete
FoundationSlab
FacesEast
ExteriorRain Gutters

Community & fees

HOA fee$150/mo
Taxes (2025)$5,142/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,985 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$429
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,425Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,425
Interest rate6.00%
Loan term

Estimated payment

$2,985/mo

Principal & interest$2,090
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$429
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$334KedgeAI estimate $362,013 · range $348K$394K$409K

vs edgeAI estimate

−1.9%

$/sqft vs Gainesville actives

$180 vs $201

Days on market

75 vs 45 typical

Where $180/sqft sits among the 400 Gainesville actives

83
107 · this home
80
66
27
37
$132–165$165–198$198–231$231–263$263–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 9964 NW 22ND ROAD

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32606 — neighborhood snapshot

Population

23,313

Median age

41

Median income

$79,888

Median home value

$319,300

Avg household

2.2

Households w/ children

2,630

For the school run

Alachua County School District

ElementaryHidden Oak Elementary School★★★★
MiddleFort Clarke Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$333K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

180 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the GAINESVILLE 32606 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $355,000 $5K
May 25, 2026Listed at $360,000 · 75 days on market since
2006Built · ELLIS PARK PH 1

Reality check

What actually sold near 9964 NW 22ND ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9027 NW 16TH LANESold · Dec ’25

$395,000

9027 NW 16TH LANE

3 bd · 2 ba · 1,958 sqft · $202/sqft · 22 DOM

1158 NW 89TH DRIVESold · Sep ’25

$395,000

1158 NW 89TH DRIVE

4 bd · 2 ba · 1,987 sqft · $199/sqft · 2 DOM

10222 NW 10TH LANESold · Dec ’25

$349,000

10222 NW 10TH LANE

4 bd · 3 ba · 1,941 sqft · $180/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Stickler

Your agent

Jessica Stickler

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9964 NW 22ND ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9964 NW 22ND ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9964 NW 22ND ROAD FAQs

What would the monthly payment be for 9964 NW 22ND ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,985/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9964 NW 22ND ROAD?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9964 NW 22ND ROAD?+

The most recent tax bill on record (2025) was $5,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9964 NW 22ND ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $355,000, this home is listed about 19% above the Gainesville median of $297,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9964 NW 22ND ROAD?+

Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$355,000 runs 13% above the GAINESVILLE 32606 median — but at 1,968 sqft it's also 36% larger than the typical Gainesville listing.

02Strong assigned schools

Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $360,000, now $355,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6410745.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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