95236 SIENA COURT, FERNANDINA BEACH, FL, 32034
Active77 days on marketListed Jun 1, 2026MLS #O6410782
About this home
95236 SIENA COURT
Come view this beautiful 3 Bedroom 2 Bath home located in the Villages of Woodbridge Community located 13 minutes from the famous Amelia Island this home is a resort style open floor plan with a fenced in back yard and a doggie door located on the back porch that is completely screened in.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,707
Sqft
0.14 ac
Lot size
2
Garage
2017
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,130 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,130/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Woodbridge
Get to know Fernandina Beach. See the full Fernandina Beach guide →
Woodbridge — neighborhood snapshot
Population
2,081
Median age
46
Median income
$107,628
Median home value
$454,300
Avg household
2
Households w/ children
236
The numbers that matter
The Fernandina Beach market
$425K → $1.1M
Fernandina Beach median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Fernandina Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the FERNANDINA BEACH 32034 median. See the full Fernandina Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 95236 SIENA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$425,000
96028 LONG ISLAND PLACE
3 bd · 2 ba · 1,775 sqft · $239/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 95236 SIENA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 95236 SIENA COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
95236 SIENA COURT FAQs
What would the monthly payment be for 95236 SIENA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,130/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 95236 SIENA COURT?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 95236 SIENA COURT?+
The most recent tax bill on record (2025) was $3,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 95236 SIENA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fernandina Beach?+
At $415,000, this home is listed about 44% below the Fernandina Beach median of $745,000. The market section on this page shows how the area is trending.
Listing courtesy of EXP REALTY LLC · April Angry. MLS #O6410782.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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