CENTURY 21 Edge
$434,9003 bd2 ba1,989 sqft$219 /sqft$3,368 /mo all-in ↓

13290 DON LOOP, SPRING HILL, FL, 34609

Active57 days on marketListed May 27, 2026MLS #O6411154

Private poolSingle Family ResidenceAMBER WOODS PH III

About this home

13290 DON LOOP

SELLER WILL REPLACE ROOF BEFORE CLOSING!!! Summer is here, and welcome to your next chapter in the highly desirable Amber Woods community of Spring Hill, Florida! This charming and affordable POOL HOME offers the perfect combination of comfort, space, and convenience with NO HOA fees, NO CDD fees, and NO flood insurance required. Situated on an oversized corner lot, this beautifully maintained 3-bedroom, 2-bathroom home features nearly 2,000 square feet of living space, soaring ceilings, abundant natural light, and an open-concept layout designed for both everyday living and entertaining. Major recent upgrades provide peace of mind, including a NEW HVAC system in 2025, NEW water heater in 2025, and a saltwater pool with a NEW pump. Inside, the spacious living, dining, and kitchen areas flow seamlessly together, creating a bright and inviting atmosphere. The kitchen offers modern appliances, a closet pantry, breakfast bar seating, plenty of 42-inch cabinetry, and generous counter space perfect for preparing meals and hosting gatherings. The primary suite serves as a private retreat with an en-suite bathroom and a large walk-in closet, while the additional bedrooms provide flexibility for guests, a home office, or family needs. The indoor laundry room includes brand-new cabinets, and the washer and dryer stay with the home for added convenience. Step outside to enjoy the large screened lanai and your private backyard oasis, ideal for relaxing by the pool, entertaining guests, gardening, or enjoying peaceful Florida evenings under the stars. The oversized 2-car garage and expansive outdoor space add even more functionality and appeal. Conveniently located just minutes from the Suncoast Parkway (589), shopping, dining, parks, and entertainment, this move-in ready home offers both tranquility and accessibility. VA QUALIFIED?? ASK YOUR AGENT ABOUT OUR VA ASSUMABLE LOAN OPTION AT 4.75% Don’t miss your opportunity to own this rare gem at 13290 Don Loop, Spring Hill, FL 34609. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,989

Sqft

0.58 ac

Lot size

2

Garage

1996

Year built

One

Levels

$219

Per sqft

Private pool

Inside

FlooringCarpet · Tile · Vinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Solid Surface Counters
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$5,470/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,368 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$456
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,222Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,222
Interest rate6.00%
Loan term

Estimated payment

$3,368/mo

Principal & interest$2,560
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$456
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$351KedgeAI estimate $381,857 · range $366K$435K$453K

vs edgeAI estimate

+13.9%

Days on market

57 vs 29 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 13290 DON LOOP

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

May 27, 2026Listed at $434,900 · 57 days on market since
1996Built · AMBER WOODS PH III

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 13290 DON LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13290 DON LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13290 DON LOOP FAQs

What would the monthly payment be for 13290 DON LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,368/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13290 DON LOOP?+

The most recent tax bill on record (2025) was $5,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $434,900, this home is listed about 26% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13290 DON LOOP?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HAVEN PROPERTY GROUP LLC · Cheyenne Copeland. MLS #O6411154.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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