5220 SW 128TH PLACE, OCALA, FL, 34473
Active64 days on marketListed Jun 4, 2026MLS #O6411932
About this home
5220 SW 128TH PLACE
Brand-New Construction Home for Sale in Ocala Discover modern living and exceptional comfort in this stunning new construction home located in the growing and highly desirable area of Ocala. Designed with style and functionality in mind, this beautiful property offers 4 spacious bedrooms and 3 full bathrooms, making it the perfect home for families and buyers seeking both elegance and convenience. The primary suite provides a private retreat with a generous walk-in closet and a beautifully designed bathroom. The additional bedrooms feature built-in closets, offering practical storage and comfortable living spaces for family members or guests. Two of the bathrooms include bathtubs, adding extra comfort and versatility to the home. The open floor plan creates a bright and welcoming atmosphere, seamlessly connecting the spacious living room, dining area, and kitchen. Perfect for entertaining or everyday living, the kitchen stands out with solid wood cabinets, stone countertops, and included appliances, combining timeless style with modern functionality. Additional highlights include a 2-car attached garage and thoughtfully designed spaces that maximize comfort and convenience throughout the home. Ideally located near a major road, this property offers easy access to shopping, restaurants, and daily essentials while also being close to highly rated schools, making it an excellent choice for families looking for a prime location and long-term value. This is a wonderful opportunity to own a brand-new home in one of Central Florida’s fastest-growing communities. Schedule your private tour today and experience everything this beautiful home has to provide.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,802
Sqft
0.25 ac
Lot size
2
Garage
2026
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,285 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,285/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs MARION OAKS UN 10
$183 vs $178
Days on market
64 vs 50 typical
Where $183/sqft sits among the 23 homes for sale in MARION OAKS UN 10
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
11 of 23
MARION OAKS UN 10 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5220 SW 128TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$302,000
13134 SW 79TH CIRCLE · same community
4 bd · 2 ba · 1,787 sqft · $169/sqft · 81 DOM
Sold · Dec ’25$206,250
13212 SW 70TH COURT · same community
3 bd · 2 ba · 1,756 sqft · $117/sqft · 23 DOM
Sold · Jul ’26$285,000
12861 SW 77TH CIRCLE · same community
4 bd · 2 ba · 1,751 sqft · $163/sqft · 176 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5220 SW 128TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5220 SW 128TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5220 SW 128TH PLACE FAQs
What would the monthly payment be for 5220 SW 128TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,285/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5220 SW 128TH PLACE?+
The most recent tax bill on record (2025) was $435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5220 SW 128TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $330,000, this home is listed about 10% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 5220 SW 128TH PLACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Daniel Pavel. MLS #O6411932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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