CENTURY 21 Edge
Mixed Use

Commercial Sale · Mixed Use

$330,0001,359 sq ft$243 /sq ft0.11 acres

1020 E MAIN STREET, HAINES CITY, FL, 33844

Active75 days on marketListed May 29, 2026MLS #O6411987

About this property

The property at a glance

Exceptional mixed-use commercial opportunity located in the heart of Downtown Haines City! This versatile property offers prime visibility, strong traffic exposure, and endless potential for investors, business owners, and developers alike. Primarily designed for commercial use, the building also features mixed-use possibilities, creating flexibility for retail, office, professional services, or future redevelopment opportunities. Positioned in one of Central Florida’s growing downtown districts, this property benefits from ongoing area growth, local events, and increasing demand for commercial space. Its strategic location provides convenient access to major highways, surrounding businesses, dining, and residential communities. Whether you are looking to establish your business, expand your investment portfolio, or create a dynamic mixed-use concept, this property delivers exceptional potential in a rapidly developing market. Don’t miss the opportunity to own a valuable piece of Downtown Haines City’s future.

1,359

Building sq ft

$243

Price / sq ft

0.11

Lot acres

1925

Year built

1

Building

GC

Zoning

Mixed Use

Property type

Building size1,359 sq ft
Lot size0.11 acres
Year built1925
Buildings1
ZoningGC
ConstructionBlock · Other · Stucco · Wood Frame
CoolingCentral Air
Annual taxes$1,661

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $82,500
Interest rate6.00%
Loan term

Estimated payment

$1,782/mo

Principal & interest$1,484
Property taxes (actual bill)$138
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Donna to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

33,000vehicles / day · 2025Sr-17/S 10th St · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Budget Inn-Haines CityLodging0.1 mi
Bank of AmericaBank0.2 mi
La MexicanaRestaurant0.2 mi
Wells FargoBank0.3 mi
Save-A-LotGrocery0.3 mi
Tropical FreezeRestaurant0.4 mi
Li GardenRestaurant0.4 mi
First Choice PharmacyBank0.4 mi
El ZocaloGrocery0.4 mi
Haines City CellphonesRetail0.4 mi
The Tunnel BeveragesRetail0.5 mi
McDonald'sRestaurant0.8 mi
China WokRestaurant0.9 mi
BeallsRetail1 mi
Shoes 4URetail1 mi
PublixGrocery1 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

49,133

Population

$60,426

Median income

39.4

Median age

2.9

Avg household

$212,700

Median home value

$1,158/mo

Median rent

5,568

Households w/ kids

Recent sales

What actually sold near 1020 E MAIN STREET

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

1020 E MAIN STREET

$197,000

1020 E MAIN STREET

1,359 sqft · $145/sqft · Sold May 29, 2025

1020 E MAIN STREET

$20,400

1020 E MAIN STREET

1,359 sqft · $15/sqft · Sold Feb 1, 2026

27 S 5TH STREET

$30,000

27 S 5TH STREET

1,716 sqft · $17/sqft · Sold Aug 18, 2025

Your team

The pros in your corner

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 1020 E MAIN STREET — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 1020 E MAIN STREET.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked.

Listing courtesy of LPT REALTY, LLC · Karina Turcios. MLS #O6411987.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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