CENTURY 21 Edge

LOCUST PASS COURSE UNIT 32, OCALA, FL, 34470

Active36 days on marketListed Jun 5, 2026MLS #O6412331

Priced 87% below the OCALA 34470 medianReduced $500SILVER SPRINGS SHORES

About this home

LOCUST PASS COURSE UNIT 32

Oversized corner lot in Ocala offering over a quarter acre of land and the flexibility that's becoming increasingly difficult to find. With no HOA and no monthly fees, you'll have the freedom to build the home that fits your needs without many of the restrictions found in newer communities. The corner lot location provides additional space, a more open feel, and multiple options for home placement, driveway access, parking, or outdoor living areas. Whether you're looking to build now or secure land for the future, this property offers an excellent opportunity in a growing area of Ocala. Conveniently located near shopping, dining, schools, and outdoor recreation while still providing room to spread out and enjoy Florida living.

Facts & features

The home at a glance

0.26 ac

Lot size

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$45/yr

Utilities & systems

UtilitiesPublic
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$344 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$168
FHA mortgage insurance (est.)$13
Property tax — 2025 actual bill$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $998Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $998
Interest rate6.00%
Loan term

Estimated payment

$344/mo

Principal & interest$168
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of LOCUST PASS COURSE UNIT 32

Get to know Ocala. See the full Ocala guide →

OCALA 34470 — neighborhood snapshot

Population

21,521

Median age

40.1

Median income

$49,592

Median home value

$171,500

Avg household

2.29

Households w/ children

2,267

For the school run

Marion County School District

ElementaryWard-Highlands Elementary School★★★★
MiddleFort King Middle School★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% below the OCALA 34470 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $28,500 $500
Jun 5, 2026Listed at $29,000 · 36 days on market since

Reality check

What actually sold near LOCUST PASS COURSE UNIT 32

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

42 SEQUOIA LOOP COURTSold · Mar ’26

$212,000

42 SEQUOIA LOOP COURT · same community

3 bd · 2 ba · 1,003 sqft · $211/sqft · 40 DOM

14 JUNIPER PASS TERRACESold · Feb ’26

$239,900

14 JUNIPER PASS TERRACE · same community

3 bd · 2 ba · 1,138 sqft · $211/sqft · 19 DOM

35 PALM ROADSold · Dec ’25

$180,000

35 PALM ROAD · same community

3 bd · 2 ba · 1,248 sqft · $144/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about LOCUST PASS COURSE UNIT 32 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for LOCUST PASS COURSE UNIT 32 — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

LOCUST PASS COURSE UNIT 32 FAQs

What would the monthly payment be for LOCUST PASS COURSE UNIT 32?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $344/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on LOCUST PASS COURSE UNIT 32?+

The most recent tax bill on record (2025) was $45. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $28,500, this home is listed about 90% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to LOCUST PASS COURSE UNIT 32?+

Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34470 market on paper

$28,500 is 87% below the OCALA 34470 median of $225,000.

02Strong assigned schools

Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $29,000, now $28,500 — a $500 cut. The full history is in the market section below.

Listing courtesy of THE SIMON SIMAAN GROUP · Julian Correa. MLS #O6412331.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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