
3849 CARRICK BEND DRIVE, KISSIMMEE, FL, 34746
Active70 days on marketListed Jun 1, 2026MLS #O6412400
About this home
3849 CARRICK BEND DRIVE
Price reduced........Priced to sell........Extremely clean and move-in ready!!! Come and see luxury, modern and charm all in one home behind the 24-hours guarded gated resort style community of Bellelago. Property showcase expansive master suite with dual walk-in closets, Standing Shower and sock Tub and vaulted ceilings. Gourmet kitchen with granite countertops, sophisticated cabinetry, stainless-steel appliances, built-in double oven, breakfast island. All appliances will convey (fridge, stove, dishwasher, microwave, built-in double oven and washer / dryer). Luxurious upgraded blinds (some are remote operated), sophisticated upgraded light fixtures throughout. You will notice a sizeable screened in lanai that overlooks the oversized backyard with no rare neighbor as you look into the conservation. Epoxy flooring in the oversized two (2) car garage. Bellalago residents HOA dues includes complimentary High Speed Internet, Cable, multiple pools, two (2) onsite restaurants, boat ramp, picnic areas, parks, entertainment center, fitness center, dog park, clubhouse, water park, fishing piers, is a gated community with 24-hour security and offers resort-style amenities including two swimming pools, two restaurants, a fitness center, clubhouse, boat ramp, entertainment center, parks, walking trails, on-demand yoga and fitness instructor, and picnic areas. Property can be sold furnished or unfurnished. Schedule your appointment today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,050
Sqft
0.22 ac
Lot size
2
Garage
2020
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Kissimmee actives
$195 vs $209
Days on market
70 vs 53 typical
Where $195/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
180 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3849 CARRICK BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$360,000
3951 CARRICK BEND DRIVE · same community
3 bd · 2 ba · 2,050 sqft · $176/sqft · 286 DOM
Sold · Nov ’25$430,000
3878 CARRICK BEND DR · same community
4 bd · 2 ba · 2,138 sqft · $201/sqft · 43 DOM
Sold · May ’26$330,000
1330 BUCKTAIL COURT · same community
3 bd · 2 ba · 1,810 sqft · $182/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3849 CARRICK BEND DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3849 CARRICK BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3849 CARRICK BEND DRIVE FAQs
What would the monthly payment be for 3849 CARRICK BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,332/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3849 CARRICK BEND DRIVE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3849 CARRICK BEND DRIVE?+
The most recent tax bill on record (2025) was $5,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3849 CARRICK BEND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $399,990, this home is listed about 6% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3849 CARRICK BEND DRIVE?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,990 runs 16% above the KISSIMMEE 34746 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $410,000, now $399,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KEY CLASSIC REALTY LLC · Allison James-Ellis. MLS #O6412400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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