
11192 CARDING MILL LANE, WINTER GARDEN, FL, 34787
Pending63 days on marketListed Jun 9, 2026MLS #O6415420
About this home
11192 CARDING MILL LANE
Under Construction. What's Special: Gourmet Kitchen | Close to Amenities | Covered Extended Lanai. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Lazio II at 11192 Carding Mill Lane in Esplanade at McKinnon Groves! This spacious layout blends open living areas with private retreats, creating a home that feels both comfortable and connected. The gourmet kitchen features a large center island, generous pantry storage, and seamless flow into the dining area and great room, while the covered extended lanai just beyond makes indoor and outdoor entertaining easy. Your private primary suite is tucked at the back of the home and includes a spacious walk-in closet and a spa-inspired bath designed for relaxation. Two secondary bedrooms near the front of the home share a full bath, while an additional bedroom suite with its own private bath offers added flexibility for guests or hobbies. A welcoming courtyard, powder bath, convenient laundry room, and two-car garage complete this thoughtfully designed home. Additional Highlights Include: tray ceilings, laundry cabinets, pre-plumb water softener loop, outdoor kitchen rough-in, and blinds. Photos are for representative purposes only. MLS#O6415420 Esplanade at McKinnon Groves brings resort-style living to Winter Garden with beautifully designed open-concept homes set among natural views. This vibrant gated community offers a lifestyle centered on wellness, unique experiences, and signature amenities that make every day feel like a getaway. The Venue will feature a fitness center, movement studio, treatment room, lifestyle spaces, outdoor terrace seating, Bahama bar, and a resort pool with a spa and cabanas. You’ll also enjoy fireside seating, yoga and flex lawns, pickleball, tennis and bocce courts, a bark park, rose garden, and a trailhead connecting miles of equestrian and walking trails. Concierge services and year-round events elevate the experience even more. With zoning for Lake County public schools, this community blends everyday convenience with resort-style comfort!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,306
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,976 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,674/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42%
Days on market
63 vs 40 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $620K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11192 CARDING MILL LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11192 CARDING MILL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11192 CARDING MILL LANE FAQs
What would the monthly payment be for 11192 CARDING MILL LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,976/mo — principal and interest, estimated property taxes, the $421/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11192 CARDING MILL LANE?+
The association fee works out to $421 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11192 CARDING MILL LANE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11192 CARDING MILL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $761,497, this home is listed about 30% above the Winter Garden median of $584,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11192 CARDING MILL LANE?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6415420.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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