8650 LAKE GEORGE CIRCLE W, MACCLENNY, FL, 32063
Active57 days on marketListed Jun 11, 2026MLS #O6415838
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Upcoming open house
Sat, Aug 8
9:00 AM – 5:00 PM
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About this home
8650 LAKE GEORGE CIRCLE W
NO BANK FINANCING REQUIRED! This home may be available with approximately $25,000 down and estimated monthly payments starting at $2,522/mo. Seller financing, owner financing, and alternative financing options may be offered through Easydwell and its affiliates. Flexible qualification options are available with no strict credit requirements. Buyers may qualify based on income and down payment, including 1099 and non-traditional income applicants. The process is designed to be faster and more flexible than traditional financing. FINANCIAMIENTO DISPONIBLE. All terms, incentives, and approvals are subject to property and applicant qualifications.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,720
Sqft
0.19 ac
Lot size
2
Garage
2020
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,233 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,233/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Macclenny
Get to know Macclenny. See the full Macclenny guide →
MACCLENNY 32063 — neighborhood snapshot
Population
14,546
Median age
38.3
Median income
$66,453
Median home value
$231,000
Avg household
2.79
Households w/ children
1,856
For the school run
Baker County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Macclenny market
$385K → $293K
Macclenny median sold, yr/yr
99.2%
Sale-to-list ratio (12 mo)
Median sold price, Macclenny, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the MACCLENNY 32063 median. See the full Macclenny market guide →
Paper trail
This home's history
Reality check
What actually sold near 8650 LAKE GEORGE CIRCLE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$284,000
6360 ADAMS
4 bd · 3 ba · 2,280 sqft · $125/sqft · 173 DOM
Sold · Nov ’25$425,000
5616 CHERRYTREE AVENUE
3 bd · 2 ba · 2,282 sqft · $186/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8650 LAKE GEORGE CIRCLE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8650 LAKE GEORGE CIRCLE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8650 LAKE GEORGE CIRCLE W FAQs
What would the monthly payment be for 8650 LAKE GEORGE CIRCLE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,233/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8650 LAKE GEORGE CIRCLE W?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8650 LAKE GEORGE CIRCLE W?+
The most recent tax bill on record (2024) was $3,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8650 LAKE GEORGE CIRCLE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Macclenny?+
At $264,999, this home is listed about 13% below the Macclenny median of $302,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8650 LAKE GEORGE CIRCLE W?+
MacClenny Elementary School (elementary), Baker County Senior High School (high), Baker County Middle School (middle), Prek/Kindergarten Center (elementary) — Baker County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MACCLENNY 32063 market on paper
$264,999 is 14% below the MACCLENNY 32063 median of $308,450.
02Strong assigned schools
MacClenny Elementary School, Baker County Senior High School, Baker County Middle School, Prek/Kindergarten Center — MacClenny Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $276,000, now $264,999 — a $11K cut. The full history is in the market section below.
Listing courtesy of THE KEYES COMPANY · Dustin Cook. MLS #O6415838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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