140 MOSS LANE, DAVENPORT, FL, 33837
Active58 days on marketListed Jun 12, 2026MLS #O6416173
About this home
140 MOSS LANE
Welcome to resort-style living in Ridgewood Lakes Village, a highly sought-after 55+ gated golf community in Central Florida! This beautifully maintained 2-bedroom, 2-bath home is available for immediate move-in and features a spacious, open layout, inclduing a spacius Den ideal for a home office, a bright kitchen with ample cabinet and counter space, an oversized screened lanai perfect for relaxing or entertaining, and a rare 2.5-car garage with plenty of room for storage and a golf cart. Enjoy an active lifestyle with community amenities, golf, and convenient access to shopping, dining, healthcare, and major highways. Schedule your showing today! Credit and background screening required. Renters insurance required; residents are automatically enrolled in a master renters insurance program for $11.95/month and may opt out by providing proof of qualifying coverage.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,774
Sqft
0.13 ac
Lot size
2
Garage
2000
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$1 vs $191
Days on market
58 vs 54 typical
Where $1/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,293/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
173 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 140 MOSS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$279,900
29 HIGH VISTA DRIVE · same community
3 bd · 2 ba · 1,862 sqft · $150/sqft · 59 DOM
Sold · Jun ’26$375,000
100 MOSS LN · same community
3 bd · 2 ba · 2,051 sqft · $183/sqft · 791 DOM
Sold · May ’26$378,000
225 CUNNINGHAM DRIVE · same community
3 bd · 2 ba · 2,454 sqft · $154/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 140 MOSS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 140 MOSS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
140 MOSS LANE FAQs
What would the monthly payment be for 140 MOSS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 140 MOSS LANE be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 140 MOSS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $1,999, this home is listed about 99% below the Davenport median of $389,995. The market section on this page shows how the area is trending.
Which schools are assigned to 140 MOSS LANE?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33837 market on paper
$1,999 is 99% below the DAVENPORT 33837 median of $324,990, and at $1/sqft it sits under the Davenport average of $195.
02Zoned for nightly rentals
Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $2,299, now $1,999 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 407 PROPERTIES · Steven Simpson. MLS #O6416173.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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