CENTURY 21 Edge
$350,000$399,9003 bd2 ba1,746 sqft$200 /sqft$2,719 /mo all-in ↓

15474 SW 28TH AVENUE RD, OCALA, FL, 34473

Active57 days on marketListed Jun 14, 2026MLS #O6416815

Reduced $50KPrivate poolSingle Family ResidenceMARION OAKS

About this home

15474 SW 28TH AVENUE RD

Virtually Staged. Motivated Seller in this concrete block stucco home with incredible curb appeal featuring, 2025 stamped concrete driveway and walkway to the front door. Additionally the owner has added custom rock beds and lighting with palm trees as well as a raised stacked stone curbing in this heated pool masterpiece. Covered entry leads to double front door to open floor plan with vaulted ceiling and picturesque view of screened pool and private backyard. Spacious foyer leads to primary bedroom on right handside of home with exit door to pool oasis. Large walk in closet, and primary bath with double vanities with updated sinks and faucets, walkin glass and tile surround shower with rain shower head. Stepping out of the primary bedroom into impressive living room overlooking dining room and kitchen with ample counter space, custom backsplash and cabinets,stainless steel appliances and a peninsula island. Perfectly positioned with views of the gorgeous pool is the breakfast room. Just off the kitchen is the inside laundry area with exit door to garage. Behind the kitchen are the 2 additional 2nd and 3rd bedrooms sharing the 2nd bath with comfort commode, walk in glass sliding door shower with surround modern tile. Heading outside to the screened in pool (new screen 2025) oasis with new custom concrete facelift decking matching the front driveway. The covered seating area is has a tv mount ready for the game. Spacious decking allows for large table. All pool equipment is new in 2025. 6 foot vinyl fence was installed by current owner for the ultimate privacy. Rockscaped on side as well for continuous flow in backyard and privacy aspens planted. Storage shed to store mowers and pool floats! No Hoa, 2025 pool heater and pool light. Roof 2015, hvac 2019, hot water 1998. Whole home luxury plank. Septic pumped 2026. Public water.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,746

Sqft

0.23 ac

Lot size

2

Garage

1998

Year built

One

Levels

$200

Per sqft

Private poolPool view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool
FacesEast
ExteriorPrivate Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$4,123/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,719 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$344
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,719/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$344
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$254KedgeAI estimate $294,205 · range $265K$306K$364K

vs edgeAI estimate

+19%

$/sqft vs MARION OAKS

$200 vs $182

Days on market

57 vs 53 typical

Where $200/sqft sits among the 56 homes for sale in MARION OAKS

7
8
13
21
4 · this home
3
$140–154$154–167$167–180$180–194$194–207$207+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 15474 SW 28TH AVENUE RD

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

21 of 56

MARION OAKS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $50K
Jun 14, 2026Listed at $399,900 · 57 days on market since
1998Built · MARION OAKS

Reality check

What actually sold near 15474 SW 28TH AVENUE RD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

325 MARION OAKS TRAILSold · Dec ’25

$289,900

325 MARION OAKS TRAIL · same community

4 bd · 2 ba · 1,765 sqft · $164/sqft · 140 DOM

5119 SW 165TH PLSold · Jan ’26

$285,000

5119 SW 165TH PL · same community

4 bd · 2 ba · 1,774 sqft · $161/sqft · 179 DOM

2801 SW 167TH LANESold · Mar ’26

$245,000

2801 SW 167TH LANE · same community

3 bd · 2 ba · 1,695 sqft · $145/sqft · 120 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15474 SW 28TH AVENUE RD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15474 SW 28TH AVENUE RD — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15474 SW 28TH AVENUE RD FAQs

What would the monthly payment be for 15474 SW 28TH AVENUE RD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15474 SW 28TH AVENUE RD?+

The most recent tax bill on record (2025) was $4,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $350,000, this home is listed about 17% above the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to 15474 SW 28TH AVENUE RD?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$350,000 runs 40% above the OCALA 34473 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $399,900, now $350,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Richard Gailey. MLS #O6416815.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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15474 SW 28TH AVENUE RD, OCALA, FL — 3 Bed, 2 Bath — $350,000 | CENTURY 21 Edge