16242 SW 28TH TERRACE, OCALA, FL, 34473
Active53 days on marketListed Jun 17, 2026MLS #O6417584
About this home
16242 SW 28TH TERRACE
Virtually Staged. Welcome to your dream home! This stunning single family property offers a perfect blend of comfort, style, and convenience. With 4 bedrooms and 2 bathrooms, there is plenty of space for you and your family to enjoy. Step inside and you'll be greeted by the inviting open floor plan, which allows for seamless flow and natural light throughout the home. The spacious living area is perfect for gathering with loved ones or cozying up for a movie night. The kitchen is a chef's delight, featuring a kitchen island for extra counter space, ample storage, and top-of-the-line appliances. Whether you're hosting a dinner party or cooking for your family, this kitchen has everything you need. With a two car garage and large driveway, providing convenient and secure parking for your vehicles. Being a new construction, this home offers all the benefits of a brand new build without the wait. The lot has plenty of space to enjoy outdoor activities or to create your own oasis, the possibilities are endless! This home is conveniently located near Marion Oaks Elementary School. For outdoor enthusiasts, Rainbow Springs State Park is just a 15-minute drive, offering hiking trails, swimming spots, and picnic areas. Don't miss out on this incredible opportunity to own your dream home in the desirable Marion Oaks. Contact us today to schedule a showing and make this property yours. Act fast, as this home is sure to attract a lot of attention. We look forward to hearing from you!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,878
Sqft
0.26 ac
Lot size
2
Garage
2026
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,123 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,123/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs MARION OAKS UN 04
$162 vs $178
Days on market
53 vs 52 typical
Where $162/sqft sits among the 36 homes for sale in MARION OAKS UN 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 36
MARION OAKS UN 04 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16242 SW 28TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$329,900
697 MARION OAKS LN · same community
4 bd · 2 ba · 1,873 sqft · $176/sqft · 8 DOM
Sold · Dec ’25$319,900
2568 SW 175TH LOOP · same community
4 bd · 3 ba · 1,892 sqft · $169/sqft · 14 DOM
Sold · Jan ’26$289,900
2227 SW 165 LANE · same community
3 bd · 2 ba · 1,936 sqft · $150/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 16242 SW 28TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16242 SW 28TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16242 SW 28TH TERRACE FAQs
What would the monthly payment be for 16242 SW 28TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16242 SW 28TH TERRACE?+
The most recent tax bill on record (2025) was $396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16242 SW 28TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $305,000, this home is listed about 2% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 16242 SW 28TH TERRACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Edmundo Gouveia Tavares. MLS #O6417584.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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