4525 PARK LAKE TERRACE S UNIT 4525, BRADENTON, FL, 34209
Active57 days on marketListed Jun 20, 2026MLS #O6418738
About this home
4525 PARK LAKE TERRACE S UNIT 4525
Completely Renovated & Move-In Ready! Welcome to this beautifully updated 2-bedroom, 2-bath villa offering the perfect blend of style, comfort, and low-maintenance living. From the moment you step inside, you'll appreciate the open-concept design, soaring vaulted ceilings, and luxury wood-look flooring that flows throughout the home. The remodeled kitchen is a true showstopper, featuring shaker-style cabinetry, granite countertops, stainless steel appliances, and ample workspace for cooking and entertaining. The spacious primary suite offers a private retreat with an updated en-suite bathroom showcasing modern finishes and designer touches. The guest bedroom and secondary bath have also been tastefully renovated, making this home ideal for families, guests, or seasonal residents. Enjoy your morning coffee on the front patio or unwind in the private rear lanai overlooking peaceful green space and tranquil surroundings. Recent upgrades provide peace of mind and enhance the home's overall appeal, allowing you to simply move in and enjoy. The community offers resort-style amenities, including a sparkling pool, clubhouse, and recreational facilities, while the HOA covers exterior maintenance and other conveniences for truly carefree living. Conveniently located near shopping, dining, medical facilities, major highways, and all that the beautiful West Coast has to offer, this exceptional villa is the perfect place to call home. Don't miss your opportunity to own this beautifully remodeled residence—schedule your private showing today
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,263
Sqft
0.05 ac
Lot size
1
Garage
1988
Year built
Two
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,921 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,921/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31%
$/sqft vs Bradenton actives
$237 vs $245
Days on market
57 vs 56 typical
Where $237/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4525 PARK LAKE TERRACE S UNIT 4525
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$165,500
4525 PARK LAKE TER S · same community
2 bd · 2 ba · 1,304 sqft · $127/sqft · 5 DOM
Sold · Sep ’25$145,000
510 SPRING LAKES BOULEVARD
2 bd · 2 ba · 1,263 sqft · $115/sqft · 140 DOM
Sold · Aug ’26$210,000
4802 51ST STREET W UNIT 708
3 bd · 2 ba · 1,288 sqft · $163/sqft · 514 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4525 PARK LAKE TERRACE S UNIT 4525 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4525 PARK LAKE TERRACE S UNIT 4525 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4525 PARK LAKE TERRACE S UNIT 4525 FAQs
What would the monthly payment be for 4525 PARK LAKE TERRACE S UNIT 4525?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,921/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4525 PARK LAKE TERRACE S UNIT 4525?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4525 PARK LAKE TERRACE S UNIT 4525?+
The most recent tax bill on record (2025) was $4,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4525 PARK LAKE TERRACE S UNIT 4525?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $299,000, this home is listed about 23% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Bradenton market on paper
$299,000 is 23% below the Bradenton median of $390,000, and at $237/sqft it sits under the Bradenton average of $265.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $329,500, now $299,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EQUITYPRO LLC · Navid Rokh. MLS #O6418738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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