16614 SW 45TH CIRCLE, OCALA, FL, 34473
Active35 days on marketListed Jun 23, 2026MLS #O6418894
About this home
16614 SW 45TH CIRCLE
$5,000 TOWARDS BUYERS CLOSING COSTS! MOVE-IN READY on a private oversized .60-acre homesite backing up to a former golf course with NO REAR NEIGHBORS- this custom-built 2022 home offers space privacy and exceptional value! The Sanctuary model offers a split-bedroom layout creates ideal separation between the primary suite and guest bedrooms, making everyday living comfortable and convenient. The private owner’s retreat features tray ceilings, a walk-in closet and secondary closet, granite vanity, an oversized walk-in shower, and a barn door primary suite entrance that creates a true retreat feel. On the opposite side of the home, you’ll find three additional bedrooms and two full bathrooms, including a Jack-and-Jill bath. At the heart of the home is a chef-inspired kitchen designed for both everyday living and entertaining with granite countertops, A GAS COOKTOP, stainless steel appliances, walk in pantry, breakfast bar, and wine refrigerator. Vaulted ceilings and abundant natural light flow through the open-concept living area, creating an inviting space for entertaining or everyday living. Step outside to the SCREENED LANAI and enjoy your morning coffee while overlooking the former golf course and natural Florida landscape. Additional features include Energy Efficient Solar Panels to help reduce monthly electric costs. The buyer will assume the transferable solar financing and the current monthly payment is $121 (subject to qualification). If you’re looking for acreage, privacy, plenty of trees and no rear neighbors, and a nearly new custom home priced for immediate attention, this is one you won’t want to miss. CITY WATER, nearly new water heater, roof and A/C. Septic pump out June 2026. Schedule a showing today! Video of home: https://youtu.be/SfsDmSqnlUU?is=eqgiPiMr9sYPeH_2
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,756
Sqft
0.6 ac
Lot size
2
Garage
2022
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,661 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,661/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.3%
$/sqft vs Ocala actives
$193 vs $181
Days on market
35 vs 43 typical
Where $193/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
159 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16614 SW 45TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$308,000
17703 SW 38TH AVENUE ROAD
4 bd · 2 ba · 1,751 sqft · $176/sqft · 37 DOM
Sold · Apr ’26$465,000
799 MARION OAKS LANE
3 bd · 2 ba · 1,750 sqft · $266/sqft · 7 DOM
Sold · Jan ’26$279,900
17052 SW 44TH CIR
4 bd · 2 ba · 1,765 sqft · $159/sqft · 265 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16614 SW 45TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16614 SW 45TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16614 SW 45TH CIRCLE FAQs
What would the monthly payment be for 16614 SW 45TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,661/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16614 SW 45TH CIRCLE?+
The most recent tax bill on record (2025) was $4,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16614 SW 45TH CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $339,000, this home is listed about 13% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16614 SW 45TH CIRCLE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CLASSIC · Lisa Gehret. MLS #O6418894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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