
691 MOON SHELL CIRCLE, NEW SMYRNA BEACH, FL, 32168
Pending43 days on marketListed Jun 23, 2026MLS #O6419399
About this home
691 MOON SHELL CIRCLE
Under Construction. What's Special: No Rear Neighbors | Covered Patio | Gourmet Kitchen. New Construction - [Month] Completion! Built by America's Most Trusted Home Builder. Welcome to the Biloxi at 691 Moon Shell Circle in Ardisia Park! Step into this beautifully designed single-story home where comfort and elegance meet thoughtful functionality. At the heart of the home, a gourmet kitchen features quartz countertops, a spacious island, and ample cabinetry, creating the perfect setting for both everyday living and entertaining. The kitchen flows seamlessly into the dining area and great room, where tray ceilings add an elevated architectural touch and an airy, inviting feel. Just beyond, the lanai extends the living space outdoors, ideal for relaxing or gathering with guests. The private primary suite is tucked away at the rear of the home and showcases its own tray ceiling detail, along with a well-appointed bath featuring dual vanities and a generous walk-in closet. Two additional bedrooms are situated toward the front, accompanied by a full bath, offering flexibility for guests or hobbies. A dedicated study near the kitchen provides a quiet space to work or unwind. Everyday convenience is enhanced with a centrally located laundry room, a welcoming foyer, and a two-car garage, making this home as practical as it is beautiful. Spanning over 500 acres in New Smyrna Beach, Florida, Ardisia Park. Enjoy access to an array of planned amenities including a club house with fitness center, gathering space, and kitchen, as well as a resort-style pool, cabana, pickleball courts, flex lawns, playground, dog park, National Wildlife Federation Monarch Butterfly Garden, walking path throughout the community, and more. Additional Highlights Include: keyless pad for garage door, refrigerator, blinds, and floor outlet at Great Room. MLS#O6419399
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,898
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,912 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.5%
Days on market
43 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 691 MOON SHELL CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 691 MOON SHELL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
691 MOON SHELL CIRCLE FAQs
What would the monthly payment be for 691 MOON SHELL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,912/mo — principal and interest, estimated property taxes, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 691 MOON SHELL CIRCLE?+
The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 691 MOON SHELL CIRCLE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 691 MOON SHELL CIRCLE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $413,914, this home is listed about 19% below the New Smyrna Beach median of $513,000. The market section on this page shows how the area is trending.
Which schools are assigned to 691 MOON SHELL CIRCLE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$413,914 runs 12% above the NEW SMYRNA BEACH 32168 median — but at 1,898 sqft it's also 16% larger than the typical New Smyrna Beach listing.
02Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $463,914, now $413,914 — a $50K cut. The full history is in the market section below.
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6419399.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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