CENTURY 21 Edge
Pending
$413,914$463,9143 bd2 ba1,898 sqft$218 /sqft$2,912 /mo all-in ↓

691 MOON SHELL CIRCLE, NEW SMYRNA BEACH, FL, 32168

Pending43 days on marketListed Jun 23, 2026MLS #O6419399

Reduced $50KNew constructionSingle Family ResidenceARDISIA PARK

About this home

691 MOON SHELL CIRCLE

Under Construction. What's Special: No Rear Neighbors | Covered Patio | Gourmet Kitchen. New Construction - [Month] Completion! Built by America's Most Trusted Home Builder. Welcome to the Biloxi at 691 Moon Shell Circle in Ardisia Park! Step into this beautifully designed single-story home where comfort and elegance meet thoughtful functionality. At the heart of the home, a gourmet kitchen features quartz countertops, a spacious island, and ample cabinetry, creating the perfect setting for both everyday living and entertaining. The kitchen flows seamlessly into the dining area and great room, where tray ceilings add an elevated architectural touch and an airy, inviting feel. Just beyond, the lanai extends the living space outdoors, ideal for relaxing or gathering with guests. The private primary suite is tucked away at the rear of the home and showcases its own tray ceiling detail, along with a well-appointed bath featuring dual vanities and a generous walk-in closet. Two additional bedrooms are situated toward the front, accompanied by a full bath, offering flexibility for guests or hobbies. A dedicated study near the kitchen provides a quiet space to work or unwind. Everyday convenience is enhanced with a centrally located laundry room, a welcoming foyer, and a two-car garage, making this home as practical as it is beautiful. Spanning over 500 acres in New Smyrna Beach, Florida, Ardisia Park. Enjoy access to an array of planned amenities including a club house with fitness center, gathering space, and kitchen, as well as a resort-style pool, cabana, pickleball courts, flex lawns, playground, dog park, National Wildlife Federation Monarch Butterfly Garden, walking path throughout the community, and more. Additional Highlights Include: keyless pad for garage door, refrigerator, blinds, and floor outlet at Great Room. MLS#O6419399

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,898

Sqft

0.17 ac

Lot size

2

Garage

2026

Year built

One

Levels

$218

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater
InteriorOpen Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$132/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Dog Park · Fitness Center · Playground · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,912 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,437
FHA mortgage insurance (est.)$183
Property tax — 2025 actual bill$0
HOA fee — from the listing$132
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,487Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,487
Interest rate6.00%
Loan term

Estimated payment

$3,291/mo

Principal & interest$2,437
FHA mortgage insurance (est.)$183
Est. property taxes$379
HOA / condo fee$132
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $414K
$397KedgeAI estimate $495,682 · range $466K$527K$548K

vs edgeAI estimate

−16.5%

Days on market

43 vs 69 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Map of 691 MOON SHELL CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando59 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$475K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $413,914 $50K
Jun 23, 2026Listed at $463,914 · 43 days on market since
2026Built · ARDISIA PARK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 691 MOON SHELL CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 691 MOON SHELL CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

691 MOON SHELL CIRCLE FAQs

What would the monthly payment be for 691 MOON SHELL CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,912/mo — principal and interest, estimated property taxes, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 691 MOON SHELL CIRCLE?+

The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 691 MOON SHELL CIRCLE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 691 MOON SHELL CIRCLE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $413,914, this home is listed about 19% below the New Smyrna Beach median of $513,000. The market section on this page shows how the area is trending.

Which schools are assigned to 691 MOON SHELL CIRCLE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$413,914 runs 12% above the NEW SMYRNA BEACH 32168 median — but at 1,898 sqft it's also 16% larger than the typical New Smyrna Beach listing.

02Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $463,914, now $413,914 — a $50K cut. The full history is in the market section below.

Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6419399.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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