3700 PARADISO CIRCLE, KISSIMMEE, FL, 34746
Active45 days on marketListed Jun 24, 2026MLS #O6419599
About this home
3700 PARADISO CIRCLE
Virtually Staged. - one or more photos have been virtually staged. PRICE DROP!! Welcome to one of the most compelling waterfront opportunities in Bellalago. This vacant, move in ready home is situated on a premium lot with nearly 90 feet of direct waterfront, this beautifully updated home provides expansive lake views, exceptional upgrades, and a lifestyle that stands apart from competing listings. The property is ideally positioned adjacent to a treed HOA park and the lake, offering enhanced privacy and a serene setting rarely found in the community. Set on an oversized lot of nearly one-third acre, this home combines space, privacy, and premier waterfront living. Step inside to discover a completely refreshed interior featuring new paint throughout (ceilings, walls, and trim), creating a bright, clean, and modern feel from the moment you enter. From the front door, you are immediately greeted with scenic lake views, with additional lake views enjoyed from the breakfast nook and family room. The home is finished with laminate flooring throughout, complemented by new carpet in the living and dining areas for added comfort and warmth. At the heart of the home is a newly remodeled gourmet kitchen with brand new 42" cabinets, designed for both daily living and entertaining. A dedicated office provides flexibility and can function as a fourth bedroom, making the home adaptable for guests, remote work, or additional living space. A full bathroom is adjacent to the office (great for multi-generation living space). The home includes surround sound in both the family room and living room, supporting an enhanced audio experience for everyday use or gatherings. Enjoy: - Stainless Double ovens - Brand-new stove and stainless refrigerator - Ample workspace and storage for the serious home chef - Home warranty included for added peace of mind - Avocado tree, Lemon tree, Cherry tree, Pineapple plants The functionality continues with a rare 3-car garage, featuring built-in cabinets and a dedicated workbench, great for storage, hobbies, or workshop use—an upgrade that adds both convenience and value. Located in the highly sought-after gated resort style living in the Bellalago community, residents enjoy: - Private lake access with boat ramp and fishing pier on Lake Tohopekaliga - Multiple resort-style pools - State-of-the-art fitness centers - Tennis, basketball, and walking trails - Clubhouse, lakeside dining, and year-round community events - 24-hour guard-gated security for peace of mind - Boat lift to Lake Toho - HOA fee includes 1G Internet wit cable! This is more than a home—it’s a lifestyle defined by waterfront views, thoughtful upgrades, and premium community amenities. One year minimum lease with Security Deposit and First Months rent in advance. If after viewing the property, you decide to pursue the lease, there will be a fee for a credit check and a background check required per adult applicant by Bellalago (required by the HOA). Does not include furniture. Does include HOA and Ammenities (Wifi, Cable, access to pools and gyms at Community Center) Espanol y Portuguese..se responde cualquier pregunta
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,750
Sqft
0.31 ac
Lot size
3
Garage
2013
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,910 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,910/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs Kissimmee actives
$180 vs $209
Days on market
45 vs 55 typical
Where $180/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
175 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3700 PARADISO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$430,000
3715 PARADISO CIRCLE · same community
3 bd · 2 ba · 2,445 sqft · $176/sqft · 228 DOM
Sold · Sep ’25$500,000
3870 BOWFIN TRAIL
4 bd · 3.5 ba · 2,763 sqft · $181/sqft · 20 DOM
Sold · Feb ’26$445,000
3898 BOWFIN TRAIL
4 bd · 3 ba · 2,808 sqft · $158/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3700 PARADISO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3700 PARADISO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3700 PARADISO CIRCLE FAQs
What would the monthly payment be for 3700 PARADISO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,910/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3700 PARADISO CIRCLE?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3700 PARADISO CIRCLE?+
The most recent tax bill on record (2025) was $4,952. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3700 PARADISO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $494,900, this home is listed about 30% above the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 3700 PARADISO CIRCLE?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$494,900 runs 43% above the KISSIMMEE 34746 median — but at 2,750 sqft it's also 51% larger than the typical Kissimmee listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $514,900, now $494,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6419599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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