X NE 31ST TERRACE, CITRA, FL, 32113
Active40 days on marketListed Jun 28, 2026MLS #O6420199
About this home
X NE 31ST TERRACE
Tucked in the charming community of Citra, Florida, this vacant lot presents an excellent opportunity for investors and future builders alike. Whether you're looking to develop down the road or simply add a solid piece of land to your growing portfolio, this property delivers strong potential in a location that keeps getting better. Conveniently situated with easy access to Ocala and surrounding communities, the lot is well-positioned to benefit from the area's continued growth. Septic and well will be required, giving future owners the advantage of lower long-term utility costs.
Facts & features
The home at a glance
0.37 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,382
Median age
49.6
Median income
$62,401
Median home value
$161,400
Avg household
2.37
Households w/ children
493
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$221K → $225K
Citra median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near X NE 31ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$77,500
2860 NE 163RD LANE
2 bd · 1 ba · 672 sqft · $115/sqft · 104 DOM
Sold · Dec ’25$58,000
3176 NE 164TH LANE
2 bd · 2 ba · 742 sqft · $78/sqft · 23 DOM
Sold · Mar ’26$155,000
15429 NE 38TH COURT
2 bd · 1 ba · 756 sqft · $205/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about X NE 31ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for X NE 31ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
X NE 31ST TERRACE FAQs
What would the monthly payment be for X NE 31ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on X NE 31ST TERRACE?+
The most recent tax bill on record (2025) was $82. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $7,000, this home is listed about 97% below the Citra median of $275,339. The market section on this page shows how the area is trending.
Which schools are assigned to X NE 31ST TERRACE?+
Sparr Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUPERIOR REALTY GROUP, LLC. · Darin Jacobs. MLS #O6420199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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