818 E PANAMA DRIVE, DUNNELLON, FL, 34434
Active34 days on marketListed Jun 29, 2026MLS #O6420312
About this home
818 E PANAMA DRIVE
Excellent opportunity to own a 0.28-acre residential lot in the established community of Citrus Springs. Zoned PDR (Planned Development Residential) and located in FEMA Flood Zone X. Conveniently located near shopping, restaurants, schools, parks, golf courses, medical facilities, and outdoor recreation. Easy access to Crystal River, Rainbow Springs, Ocala, and Inverness. Build your new home or add to your investment portfolio. Buyer and buyer's agent are responsible for verifying all information, including zoning, utilities, dimensions, permitting requirements, and intended use with Citrus County
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 818 E PANAMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$287,900
214 E CALDWELL DRIVE · same community
3 bd · 2 ba · 1,453 sqft · $198/sqft · 111 DOM
Sold · Sep ’25$267,900
661 E VERCELLI LANE · same community
3 bd · 2 ba · 1,453 sqft · $184/sqft · 30 DOM
Sold · Jun ’26$279,900
387 E CALDWELL DRIVE · same community
3 bd · 2 ba · 1,453 sqft · $193/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 818 E PANAMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 818 E PANAMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
818 E PANAMA DRIVE FAQs
What would the monthly payment be for 818 E PANAMA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $269/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 818 E PANAMA DRIVE?+
The most recent tax bill on record (2025) was $241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $14,000, this home is listed about 95% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 818 E PANAMA DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Alexandre Sobreira Izaias De Jesus. MLS #O6420312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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