CENTURY 21 Edge
$449,999$455,9003 bd2.5 ba1,736 sqft$259 /sqft$3,331 /mo all-in ↓

16435 HAMLIN HILLS ROAD, WINTER GARDEN, FL, 34787

Active48 days on marketListed Jun 26, 2026MLS #O6420316

Priced 15% below the WINTER GARDEN 34787 medianReduced $6KTownhouseHAMLIN RDG

About this home

16435 HAMLIN HILLS ROAD

Experience modern living in the heart of Horizon West with this beautifully designed townhome. The open concept main level creates a welcoming atmosphere, seamlessly connecting the kitchen, dining area and family room for comfortable everyday living and effortless entertaining. Upstairs, the spacious primary suite gives a relaxing private retreat, while two additional bedrooms provide flexibility for family and guests. A versatile loft adds valuable extra living space and can be used as a home office, playroom or quiet reading retreat. Three bedrooms, two bathrooms upstairs, 1/2 bathroom downstairs and a two-car garage, the thoughtfully designed layout allows both function and comfort. Just beyond the main living area, a private fenced patio with pavers offers a comfortable space. A covered breezeway connects the home to the two-car garage, providing added convenience and protection from the elements. Enjoy the convenience of low maintenance living just minutes from Hamlin Town Center, where shopping, dining, entertainment and everyday essentials are all close by. Easy access to State Road 429 makes commuting throughout Central Florida simple, while Downtown Winter Garden, area attractions, parks and recreation are all within easy reach. Making it one of Winter Garden’s most desirable locations, this home offers the perfect opportunity to enjoy the vibrant Horizon West lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,736

Sqft

0.06 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$259

Per sqft

Inside

FlooringCarpet · Luxury Vinyl
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorOpen Floorplan
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorRain Gutters · Sidewalk

Community & fees

HOA fee$221/mo
Taxes (2024)$1,217/yr
PetsNo
CommunityPlayground

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,331 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$101
HOA fee — from the listing$221
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,331/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$101
HOA / condo fee$221
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$432KedgeAI estimate $461,407 · range $452K$473K$492K

vs edgeAI estimate

−2.5%

$/sqft vs Winter Garden actives

$259 vs $260

Days on market

48 vs 40 typical

Where $259/sqft sits among the 400 Winter Garden actives

78
139 · this home
95
37
21
30
$178–221$221–264$264–308$308–351$351–394$394+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hamlin

Map of 16435 HAMLIN HILLS ROAD inside its neighborhood boundary

Drive times from this address

Walt Disney World17 min
Downtown Orlando24 min
Universal Orlando27 min
Orlando Int’l Airport (MCO)39 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Hamlin — neighborhood snapshot

Population

3,047

Median age

38

Median income

$178,486

Median home value

$603,785

Avg household

3

Households w/ children

429

For the school run

Orange County School District

MiddleHamlin Middle★★★★
ElementaryHamlin Elementary★★★★★
HighHorizon High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$626K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

186 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,999 $6K
Jun 26, 2026Listed at $455,900 · 48 days on market since
2024Built · HAMLIN RDG

Reality check

What actually sold near 16435 HAMLIN HILLS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16333 INGRAM HILLS ALLEYSold · Mar ’26

$410,000

16333 INGRAM HILLS ALLEY · same community

3 bd · 2.5 ba · 1,660 sqft · $247/sqft · 29 DOM

16302 HAMLIN HILLS ROADSold · May ’26

$440,000

16302 HAMLIN HILLS ROAD · same community

3 bd · 2.5 ba · 1,644 sqft · $268/sqft · 131 DOM

6307 BREEZE FILLED LANESold · Apr ’26

$505,000

6307 BREEZE FILLED LANE

3 bd · 2.5 ba · 1,748 sqft · $289/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 16435 HAMLIN HILLS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16435 HAMLIN HILLS ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16435 HAMLIN HILLS ROAD FAQs

What would the monthly payment be for 16435 HAMLIN HILLS ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,331/mo — principal and interest, the actual property-tax bill, the $221/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16435 HAMLIN HILLS ROAD?+

The association fee works out to $221 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16435 HAMLIN HILLS ROAD?+

The most recent tax bill on record (2024) was $1,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16435 HAMLIN HILLS ROAD?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $449,999, this home is listed about 23% below the Winter Garden median of $584,500. The market section on this page shows how the area is trending.

Which schools are assigned to 16435 HAMLIN HILLS ROAD?+

Hamlin Middle (middle), Hamlin Elementary (elementary), Horizon High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER GARDEN 34787 market on paper

$449,999 is 15% below the WINTER GARDEN 34787 median of $530,000, and at $259/sqft it sits under the Winter Garden average of $278.

02Strong assigned schools

Hamlin Middle, Hamlin Elementary, Horizon High School — Hamlin Middle rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $455,900, now $449,999 — a $6K cut. The full history is in the market section below.

Listing courtesy of VALSTAR REALTY LLC · Teresa Valdes. MLS #O6420316.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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