7438 CHELSEA HARBOUR DRIVE, ORLANDO, FL, 32829
Active48 days on marketListed Jun 26, 2026MLS #O6420364
About this home
7438 CHELSEA HARBOUR DRIVE
This 4 bed, 3 full bath home with 2,629 sq. ft. and oversized lot (8,732 sq. ft. lot) is in a prime location and GATED community! Private with conservation area in front and no homes in back of property. Interior Features: Freshly painted interior, renovated kitchen, renovated bathrooms, move-in-ready condition, reverse osmosis drinking water filtration system, flexible floor plan first-floor, including bedroom with a full bathroom, perfect for guests, in-laws, grandparents, or a private home office. Large downstairs flex space that can be used as a game room, pool table room, office, playroom, or second living area. Upstairs is the spacious primary suite with oversized primary bathroom, large walk-in closet, two additional bedrooms, all with views of the private front and back wooded land. Other features: Two-car garage, spacious laundry room large under-stair storage room, additional driveway parking, flood & elevation located outside of a flood zone, spacious fenced backyard with fruit trees and plenty of room for even adding a future pool. Beautiful community lake with walking or jogging path. Recently renovated playground, resort-style amenities, resort-style pool complex! One of the nicest community amenity centers in the area featuring: Large family swimming pool, dedicated lap pool, toddler pool, large water slide, multiple pools for all ages all for a low HOA of under $80 a month! Outstanding location approximately 10 minutes to Orlando International Airport (MCO), making travel extremely convenient while still being far enough away that the neighborhood does not experience constant airport noise. Approximately 20–30 minutes to Lake Nona, Medical City, Downtown Orlando, Winter Park, Disney, Universal, and most major Orlando destinations. Approximately 40–50 minutes to Cocoa Beach, convenient access to SR-417, SR-528, and other major highways. Growing Area & Future Value Rapidly growing area with many new luxury communities featuring homes in the $800,000–$1,000,000+ range. New restaurants and businesses continue to open nearby with a brand-new town center with restaurants, shopping, and a Wawa! Make your appointment to see the Gem of a home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,629
Sqft
0.2 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,212 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,212/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Orlando actives
$224 vs $250
Days on market
48 vs 43 typical
Where $224/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Vista East — neighborhood snapshot
Population
11,540
Median age
38
Median income
$120,492
Median home value
$362,733
Avg household
3
Households w/ children
1,672
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
196 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the ORLANDO 32829 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 7438 CHELSEA HARBOUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$625,000
7324 WINDHAM HARBOUR AVENUE · same community
4 bd · 2 ba · 2,523 sqft · $248/sqft · 22 DOM
Sold · Jun ’26$485,600
8628 ALEXANDRIA HARBOUR PLACE · same community
3 bd · 2 ba · 2,093 sqft · $232/sqft · 17 DOM
Sold · Jul ’26$650,000
7331 WINDHAM HARBOUR AVENUE · same community
5 bd · 4 ba · 3,214 sqft · $202/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 7438 CHELSEA HARBOUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7438 CHELSEA HARBOUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7438 CHELSEA HARBOUR DRIVE FAQs
What would the monthly payment be for 7438 CHELSEA HARBOUR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,212/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7438 CHELSEA HARBOUR DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7438 CHELSEA HARBOUR DRIVE?+
The most recent tax bill on record (2025) was $6,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7438 CHELSEA HARBOUR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $589,900, this home is listed about 52% above the Orlando median of $389,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7438 CHELSEA HARBOUR DRIVE?+
Hidden Oaks Elementary (elementary), Liberty Middle (middle), Colonial High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,900 runs 57% above the ORLANDO 32829 median — but at 2,629 sqft it's also 65% larger than the typical Orlando listing.
02Strong assigned schools
Hidden Oaks Elementary, Liberty Middle, Colonial High — Hidden Oaks Elementary rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $611,000, now $589,900 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Shirley Jones. MLS #O6420364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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