CENTURY 21 Edge
Pending
$1,200,0006 bd5.5 ba4,677 sqft$257 /sqft$7,837 /mo all-in ↓

3909 CASSIA DRIVE, ORLANDO, FL, 32828

Pending30 days on marketListed Jul 8, 2026MLS #O6420819

Private poolSingle Family ResidenceAVALON PARK - LIVE OAK VILLAGE PH 02

About this home

3909 CASSIA DRIVE

Rare opportunity to own the largest homesite in all of Avalon Park, backed by almost $98k in documented upgrades! Situated on an expansive .75 acre double lot, bordering Live Oak Park & walking trails w/ private conservation, a level of privacy rarely found. A huge semicircular driveway, extended side driveway, double front doors & front portico for add'l covered parking & an EV charger in the 3 car garage for convenience. The main home features 5 bedrooms, 4.5 baths. The detached garage apartment adds a 6th bedroom & full bath, bringing the total to 6 bedrooms & 5.5 baths, making it ideal for multi-generational living. Traditional solid oak flooring throughout the main home, aside from 2 downstairs bedrooms. The laundry room includes a sink, washer & dryer. A formal living room features a gas fireplace, & the great room is anchored by a 72 inch windmill ceiling fan, wet bar & a home theater system w/ surround sound that stays w/ the home, plus a 2nd wired theater setup in the study near the pool bath. A whole home smart automation hub w/ smart outlets & automatic lighting controls installed for remote controlled holiday lighting, plus a central vacuum system throughout. Dual home security systems allow the garage apartment to operate independently, w/ smoke & CO2 detectors. The kitchen offers rich beautiful wood cabinetry, quartz counters, stainless appliances, w/ a subway tile backsplash, sitting area & breakfast bar seating. Upstairs, the primary suite includes 2 oversized walk in closets & French doors to a private balcony overlooking the pool, an en suite w/ a jetted tub, travertine finishes & a frameless shower, plus a dedicated office w/ 2 work station setups & ample cabinet space. The guest ensuite & upstairs hall bath have both been updated w/ new fixtures, frameless showers and/or cabinets. A fully renovated 1 bedroom apartment above the garage offers its own private covered entrance & full kitchen, w/ new luxury vinyl flooring, quartz counters & stainless steel appliances. The living room & bedroom feature hardwood flooring & crown molding. The entry closet has been upgraded w/ a water hookup for a washer & dryer (not included), a new water heater & the apartment has its own central vacuum. The oversized screened pool area was resurfaced w/ a pebble tec finish & retiled, extensive rock waterfalls w/ an auto timer, salt system, remote pool automation system controlling the pool light, 3 waterfalls, a spill over feature & the pool cleaner. French doors lead out to the screened lanai & full pool bath, plus an outdoor kitchen w/ a grill & sink, all surrounded by mature woods. A detached playhouse offers its own air conditioning, a cozy loft & a screened back porch. Both main house A/C units are new & run on smart thermostats, the garage doors are insulated & reduce garage temp by about 20 degrees, additional attic insulation & solar attic fans keep the attic cooler, & a solar hot water system adds even more efficiency. Avalon features a splash pad, community pools, gated playground w/ bathrooms, jogging/biking trails, dog park & football/soccer/baseball fields, sand volleyball, basketball/tennis/pickleball/racquetball courts. Zoned for top-rated schools. Downtown Avalon provides shops, restaurants & professional services. Near Downtown Orlando, 528, 417 & 408, Waterford Lakes, UCF, Medical City, Lake Nona, Florida's beaches & major attractions. Basic cable & internet included in HOA dues via Spectrum.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

4,677

Sqft

0.75 ac

Lot size

3

Garage

2000

Year built

Two

Levels

$257

Per sqft

Private poolFireplacePark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Solar Hot Water · Solar Hot Water Owned · Washer
InteriorAttic Fan · Built-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewPark/Greenbelt · Trees/Woods
FacesNorth
ParkingCircular Driveway · Driveway · Electric Vehicle Charging Station(s) · Garage Faces Side · Open · Oversized · Parking Pad · Portico
ExteriorBalcony · French Doors · Irrigation System · Other · Outdoor Grill · Outdoor Kitchen · Private Entrance · Private Yard · Rain Gutters · Sidewalk

Community & fees

HOA fee$148/mo
Taxes (2025)$7,250/yr
PetsYes
CommunityFishing · Clubhouse · Deed Restrictions · Dog Park · Park · Playground · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,837 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$604
HOA fee — from the listing$148
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,837/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$604
HOA / condo fee$148
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Avalon Park

Map of 3909 CASSIA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando25 min
Orlando Int’l Airport (MCO)28 min
Universal Orlando38 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Avalon Park — neighborhood snapshot

Population

13,311

Median age

35

Median income

$119,949

Median home value

$431,300

Avg household

3

Households w/ children

2,042

For the school run

Orange County School District

ElementaryAvalon Elementary★★★★★
MiddleAvalon Middle★★★★
HighTimber Creek High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 177% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $1,200,000 · 30 days on market since
2000Built · AVALON PARK - LIVE OAK VILLAGE PH 02

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3909 CASSIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3909 CASSIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3909 CASSIA DRIVE FAQs

What would the monthly payment be for 3909 CASSIA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,837/mo — principal and interest, the actual property-tax bill, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3909 CASSIA DRIVE?+

The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3909 CASSIA DRIVE?+

The most recent tax bill on record (2025) was $7,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3909 CASSIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $1,200,000, this home is listed about 208% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3909 CASSIA DRIVE?+

Avalon Elementary (elementary), Avalon Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,200,000 runs 177% above the ORLANDO 32828 median — but at 4,677 sqft it's also nearly 3 times the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Avalon Elementary, Avalon Middle, Timber Creek High — Avalon Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX INNOVATION · Crystal Adams. MLS #O6420819.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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