16616 SW 31ST CIRCLE, OCALA, FL, 34473
Active25 days on marketListed Jul 9, 2026MLS #O6423689
About this home
16616 SW 31ST CIRCLE
CORNER LOT. This beautifully designed Arpoador model features 4 spacious bedrooms, 3 full bathrooms, and 1,892 sq ft of heated living space, with a total construction area of 2,333 sq ft. The home is finished with SLEEK BRUSHED NICKEL FIXTURES AND ACCENTS, giving it a clean, modern aesthetic throughout. The open-concept kitchen is a showstopper with a WATERFALL QUARTZ ISLAND and comes fully equipped with stainless steel appliances—refrigerator, range, microwave, dishwasher, and disposal. The luxurious owner’s suite offers a STANDALONE TUB, glass-enclosed SHOWER DOOR, and dual vanities. Additional highlights include a SMART KEY entry system, double car garage, covered entry, and a 2-10 HOME WARRANTY for added peace of mind. Don’t miss this opportunity—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,892
Sqft
0.26 ac
Lot size
2
Garage
2026
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,123 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,123/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs MARION OAKS UN 04
$161 vs $176
Days on market
25 vs 43 typical
Where $161/sqft sits among the 35 homes for sale in MARION OAKS UN 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
7 of 35
MARION OAKS UN 04 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16616 SW 31ST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$319,900
2568 SW 175TH LOOP · same community
4 bd · 3 ba · 1,892 sqft · $169/sqft · 14 DOM
Sold · Feb ’26$329,900
697 MARION OAKS LN · same community
4 bd · 2 ba · 1,873 sqft · $176/sqft · 8 DOM
Sold · Jan ’26$289,900
2227 SW 165 LANE · same community
3 bd · 2 ba · 1,936 sqft · $150/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 16616 SW 31ST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16616 SW 31ST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16616 SW 31ST CIRCLE FAQs
What would the monthly payment be for 16616 SW 31ST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16616 SW 31ST CIRCLE?+
The most recent tax bill on record (2025) was $396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $304,900, this home is listed about 2% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16616 SW 31ST CIRCLE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Fabiola Lemos. MLS #O6423689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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