1622 PALM STREET, DELAND, FL, 32720
Pending32 days on marketListed Jul 11, 2026MLS #O6424320
About this home
1622 PALM STREET
Tired of your offers not getting accepted on a home that is already built? Have you considered building your own home? This lot may be for you! This property is located in beautiful Hontoon area close to the Saint Johns River and Hontoon State Park and is located in a USDA eligible area which opens the door to an affordable new construction loan for qualified buyers. Located less than 950 feet from The Sandra Stetson Aquatic Center and the gorgeous Lake Beresford where you can make use of the public dock, picnic area canoe and kayak ramps. Access the St. Johns River at any one of the 1/2 dozen or so marinas and public boat ramps located within 3 miles from your new property. Under 5 minutes to Deland train station, Hontoon Island resort. Whether you are looking for privacy, are an avid fisherman, builder or investor this may be THE ONE for YOU!
Facts & features
The home at a glance
0.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$593 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$593/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32720 — neighborhood snapshot
Population
34,633
Median age
41.4
Median income
$67,512
Median home value
$280,600
Avg household
2.59
Households w/ children
3,279
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the DELAND 32720 median. See the full Deland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1622 PALM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1622 PALM STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1622 PALM STREET FAQs
What would the monthly payment be for 1622 PALM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $593/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1622 PALM STREET?+
The most recent tax bill on record (2025) was $564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1622 PALM STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $61,000, this home is listed about 84% below the Deland median of $381,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1622 PALM STREET?+
Deland Middle School (middle), Woodward Avenue Elementary School (elementary), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLDWELL BANKER REALTY · Anthony Ballerino. MLS #O6424320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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