2145 MONTECITO AVENUE, DELTONA, FL, 32738
Active17 days on marketListed Jul 21, 2026MLS #O6426025
About this home
2145 MONTECITO AVENUE
The perfect .34 ACRE Deltona Lakes lot on DEVELOPED CUL-DE-SAC where you can enjoy WATER VIEWS from the front and back of your perfect home! Ideally located this is the opportunity you have been waiting for to design and build a CUSTOM HOME tailored to your needs. This established community offers quick access to I-4, US-17 and 417 and is just short commute to Dewey O Boster Sports Complex, Saxon Park & Ride, Advent Health Fish Memorial, Central Florida Zoo & Botanical Garden, the cities of Deland, Sanford, Lake Mary, tons of local restaurants, shops and more! Call today for more information and get ready to build your DREAM HOME!
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$845 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$845/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 2145 MONTECITO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$275,000
2031 LITTLE FARMS COURT · same community
4 bd · 2 ba · 1,571 sqft · $175/sqft · 34 DOM
Sold · Aug ’25$300,000
2080 ROSEWAY AVENUE · same community
3 bd · 2 ba · 1,653 sqft · $181/sqft · 13 DOM
Sold · Dec ’25$390,000
2055 LITTLE FARMS COURT · same community
3 bd · 2 ba · 1,960 sqft · $199/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2145 MONTECITO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2145 MONTECITO AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2145 MONTECITO AVENUE FAQs
What would the monthly payment be for 2145 MONTECITO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $845/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2145 MONTECITO AVENUE?+
The most recent tax bill on record (2025) was $821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2145 MONTECITO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $97,500, this home is listed about 70% below the Deltona median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2145 MONTECITO AVENUE?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6426025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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