984 DERBYSHIRE DRIVE, KISSIMMEE, FL, 34758
Active19 days on marketListed Jul 20, 2026MLS #O6426322
About this home
984 DERBYSHIRE DRIVE
Welcome to this spacious and light-filled two-story home featuring 4 bedrooms, 2.5 bathrooms, two bonus rooms, and a two-car garage. Thoughtfully designed to accommodate today's lifestyle, this home offers exceptional flexibility with two spacious bonus rooms on the first floor—perfect for a home office, playroom, media room, fitness room, hobby space, or other flexible living needs. The updated kitchen features modern cabinetry, quartz countertops, a generous pantry, and includes all appliances. The open-concept layout creates an inviting atmosphere for everyday living and entertaining. Upstairs, you'll find all four generously sized bedrooms, including a spacious primary suite with a walk-in closet. Enjoy the private, fully fenced backyard, a covered screened lanai, and plenty of outdoor space for relaxing or entertaining. According to the seller, the roof and air-conditioning system were replaced approximately four years ago. Located on a quiet street in Poinciana Village 2 with no CDD, the community offers internet, cable, a fitness center, community pool, playgrounds, parks, and recreational amenities. Conveniently located near shopping, restaurants, schools, medical facilities, and major roadways. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,215
Sqft
0.18 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,911 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,911/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.5%
$/sqft vs POINCIANA VILLAGE 2 NBHD 1
$163 vs $175
Days on market
19 vs 55 typical
Where $163/sqft sits among the 22 homes for sale in POINCIANA VILLAGE 2 NBHD 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34758 — neighborhood snapshot
Population
46,521
Median age
34.6
Median income
$67,128
Median home value
$280,000
Avg household
3.63
Households w/ children
5,941
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
10 of 22
POINCIANA VILLAGE 2 NBHD 1 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 984 DERBYSHIRE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$295,000
364 CHELMSFORD COURT · same community
4 bd · 2.5 ba · 2,215 sqft · $133/sqft · 93 DOM
Sold · Jun ’26$303,000
1111 CHICHESTER COURT · same community
4 bd · 2 ba · 2,204 sqft · $137/sqft · 32 DOM
Sold · Jan ’26$300,000
1123 CHICHESTER COURT · same community
4 bd · 2 ba · 2,259 sqft · $133/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 984 DERBYSHIRE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 984 DERBYSHIRE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
984 DERBYSHIRE DRIVE FAQs
What would the monthly payment be for 984 DERBYSHIRE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,911/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 984 DERBYSHIRE DRIVE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 984 DERBYSHIRE DRIVE?+
The most recent tax bill on record (2025) was $4,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 984 DERBYSHIRE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $360,000, this home is listed about 5% below the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 984 DERBYSHIRE DRIVE?+
Sunrise Elementary School (elementary), Horizon Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AXEN REALTY, LLC · Michelle Cortez Gimenez. MLS #O6426322.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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