5669 SW 40TH STREET, OCALA, FL, 34474
Active8 days on marketListed Jul 31, 2026MLS #O6428077
About this home
5669 SW 40TH STREET
Welcome to this beautifully designed Pulte-built 4-bedroom, 2-bath home, offering nearly 2,000 square feet of comfortable living space in the desirable Saddle Creek Community of Ocala, Florida. Thoughtfully designed with room for everyone, this spacious home features two separate living areas, providing the perfect layout for entertaining, relaxing, or creating a dedicated home office or playroom. The heart of the home is the well-appointed kitchen, showcasing beautiful wood cabinetry with abundant storage, ample counter space, and a full suite of stainless steel appliances that all remain with the home. The open flow into the living and dining areas makes everyday living both functional and inviting. Retreat to the generous primary suite featuring a private en-suite bathroom complete with dual vanities, a relaxing soaking tub, a separate walk-in shower, and an oversized walk-in closet. Three additional spacious bedrooms give flexibility for family, guests, or hobbies. The convenient laundry room provides direct access to the oversized two-car garage, while the private enclosed patio creates the perfect outdoor space to enjoy your morning coffee or unwind after a long day. Living in Saddle Creek means enjoying outstanding community amenities, including a clubhouse, resort-style swimming pool, fitness center, sports courts, and playground, offering something for every member of the family. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready home combines space, comfort, and exceptional community living. Don't miss your opportunity to make this beautiful Ocala home your own!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,944
Sqft
0.17 ac
Lot size
2
Garage
2007
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,702 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,702/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Ocala actives
$162 vs $187
Days on market
8 vs 52 typical
Where $162/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5669 SW 40TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$290,000
5752 SW 40TH PLACE · same community
3 bd · 2 ba · 1,714 sqft · $169/sqft · 181 DOM
Sold · Nov ’25$322,500
5471 SW 40TH STREET · same community
4 bd · 2 ba · 2,185 sqft · $148/sqft · 96 DOM
Sold · Sep ’25$339,000
3918 SW 57TH AVENUE · same community
4 bd · 3.5 ba · 2,510 sqft · $135/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5669 SW 40TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5669 SW 40TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5669 SW 40TH STREET FAQs
What would the monthly payment be for 5669 SW 40TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,702/mo — principal and interest, the actual property-tax bill, the $144/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5669 SW 40TH STREET?+
The association fee works out to $144 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5669 SW 40TH STREET?+
The most recent tax bill on record (2025) was $4,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5669 SW 40TH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $315,000, this home is listed about 5% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5669 SW 40TH STREET?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Sascha Davis. MLS #O6428077.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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