CENTURY 21 Edge
Short-Term Rental Eligible
$363,0003 bd2 ba1,636 sqft$222 /sqft$2,931 /mo all-in ↓

1150 INDIAN RIDGE TRAIL E, KISSIMMEE, FL, 34747

Active10 days on marketListed Jul 29, 2026MLS #O6428609

Priced 9% below the KISSIMMEE 34747 medianSingle Family ResidenceINDIAN RIDGE UNIT 3

About this home

1150 INDIAN RIDGE TRAIL E

Welcome to this charming 3-bedroom, 2-bath single-story home, perfectly situated on a 0.26-acre corner lot with a fully fenced backyard. Located in the highly desirable community of Indian Ridge and just minutes from the gates of Walt Disney World. Step inside to find an open floor plan spanning over 1,600 square feet of functional living space with ceramic tile flooring and ceiling fans throughout. The kitchen is fully equipped with a stainless-steel refrigerator, range, microwave & dishwasher, along with ample cabinet and counter space. The primary bedroom and bath are spacious with walk-in closets, dual sink vanity, garden tub and framed glass enclosed shower. Two car attached garage and the outside rear yard is fully fenced to keep your pets secure or plenty of room to install a pool. Natural gas is offered and featured within the heating system and water heater. Roof was replaced in 2018, and a new septic drainfield is in the process of getting installed. Residents of Indian Ridge can enjoy several community amenities including a swimming pool, tennis and basketball courts, and a playground-all with an incredibly low HOA of just $70/year. This home's excellent location is convenient to Walt Disney World, all Orlando area attractions, shopping, restaurants, and provides easy access to major highways connecting you to Clearwater beaches on Florida's west-coast, as well as Cocoa Beach and Daytona Beach on Florida's east-coast. Indian Ridge community is zoned for both short- and long-term rentals offering buyers a versatile investment opportunity, with the potential to be your forever home, vacation home or an income producing property.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,636

Sqft

0.26 ac

Lot size

2

Garage

1990

Year built

One

Levels

$222

Per sqft

PartiallyPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorPrivate Yard · Sliding Doors

Community & fees

HOA fee$6/mo
Taxes (2025)$5,615/yr
PetsYes
CommunityPlayground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesNatural Gas Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,931 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,137
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$468
HOA fee — from the listing$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,705Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,705
Interest rate6.00%
Loan term

Estimated payment

$2,931/mo

Principal & interest$2,137
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$468
HOA / condo fee$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $363K
$326KedgeAI estimate $466,975 · range $339K$576K$599K

vs edgeAI estimate

−22.3%

$/sqft vs Kissimmee actives

$222 vs $209

Days on market

10 vs 55 typical

Where $222/sqft sits among the 400 Kissimmee actives

87
126
101 · this home
43
16
27
$152–183$183–213$213–244$244–275$275–306$306+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Indian Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIndian Ridge
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price6.9%
Homes for rent right now979

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Indian Ridge

Map of 1150 INDIAN RIDGE TRAIL E inside its neighborhood boundary

Drive times from this address

Walt Disney World13 min
Universal Orlando25 min
Downtown Orlando31 min
Orlando Int’l Airport (MCO)36 min
Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Indian Ridge is a short-term-rental community. See the full guide →

Indian Ridge — neighborhood snapshot

Population

1,549

Median age

51

Median income

$80,574

Median home value

$345,500

Avg household

2

Households w/ children

57%

For the school run

Osceola County School District

HighCelebration High School★★★★★
ElementaryWestside K-8 School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

173 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $363,000 · 10 days on market since
1990Built · INDIAN RIDGE UNIT 3

Reality check

What actually sold near 1150 INDIAN RIDGE TRAIL E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1115 MARNI RIDGE COURTSold · Aug ’25

$399,000

1115 MARNI RIDGE COURT · same community

3 bd · 2 ba · 1,636 sqft · $244/sqft · 8 DOM

1165 INDIAN RIDGE TRAIL ESold · Oct ’25

$392,000

1165 INDIAN RIDGE TRAIL E · same community

3 bd · 2 ba · 1,656 sqft · $237/sqft · 79 DOM

1150 ANGELA RIDGE COURTSold · Dec ’25

$410,000

1150 ANGELA RIDGE COURT · same community

3 bd · 2 ba · 1,971 sqft · $208/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 1150 INDIAN RIDGE TRAIL E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1150 INDIAN RIDGE TRAIL E — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1150 INDIAN RIDGE TRAIL E FAQs

What would the monthly payment be for 1150 INDIAN RIDGE TRAIL E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,931/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1150 INDIAN RIDGE TRAIL E?+

The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1150 INDIAN RIDGE TRAIL E?+

The most recent tax bill on record (2025) was $5,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1150 INDIAN RIDGE TRAIL E be rented short-term?+

Yes — this home sits inside Indian Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1150 INDIAN RIDGE TRAIL E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $363,000, this home is listed about 4% below the Kissimmee median of $379,395. The market section on this page shows how the area is trending.

Which schools are assigned to 1150 INDIAN RIDGE TRAIL E?+

Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Dee Lund. MLS #O6428609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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