19029 US HIGHWAY 19 N UNIT 21F, CLEARWATER, FL, 33764
Active14 days on marketListed Jul 28, 2026MLS #O6428893
About this home
19029 US HIGHWAY 19 N UNIT 21F
Welcome to the highly desirable Imperial Cove 55+ waterfront community in the heart of Clearwater! This spacious 2-bedroom, 2-bathroom condominium offers a bright, open layout with generously sized living spaces designed for both comfort and easy entertaining. The expansive living and dining areas flow seamlessly, creating an inviting atmosphere, while the large bedrooms provide plenty of room to relax and unwind. Enjoy peaceful lake views from your home and embrace the maintenance-free Florida lifestyle. Indulge in an impressive array of amenities, including a waterfront clubhouse, heated swimming pool, shuffleboard courts, fitness facilities, walking paths, fishing piers, and a full calendar of social activities, making it easy to stay active and connected. The community is known for its beautifully maintained grounds and scenic waterfront setting. Conveniently located just minutes from Clearwater's world-famous beaches, shopping, dining, medical facilities, and airports, this condominium is the perfect place to enjoy everything Florida living. Don't miss this opportunity to own a beautiful home in one of Clearwater's most sought-after waterfront communities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,150
Sqft
3 ac
Lot size
1978
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,127 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,127/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.3%
$/sqft vs Clearwater actives
$130 vs $226
Days on market
14 vs 54 typical
Where $130/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Imperial Cove — neighborhood snapshot
Population
1,021
Median age
57
Median income
$66,250
Median home value
$198,300
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 19029 US HIGHWAY 19 N UNIT 21F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$293,000
1937 WHITNEY WAY
2 bd · 2 ba · 1,216 sqft · $241/sqft · 22 DOM
Sold · Feb ’26$232,000
1922 WHITNEY WAY
2 bd · 2 ba · 1,216 sqft · $191/sqft · 82 DOM
Sold · Jul ’26$230,000
604 BOUGH AVENUE
3 bd · 2.5 ba · 1,230 sqft · $187/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19029 US HIGHWAY 19 N UNIT 21F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19029 US HIGHWAY 19 N UNIT 21F — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19029 US HIGHWAY 19 N UNIT 21F FAQs
What would the monthly payment be for 19029 US HIGHWAY 19 N UNIT 21F?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,127/mo — principal and interest, the actual property-tax bill, the $947/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19029 US HIGHWAY 19 N UNIT 21F?+
The association fee works out to $947 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19029 US HIGHWAY 19 N UNIT 21F?+
The most recent tax bill on record (2025) was $923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19029 US HIGHWAY 19 N UNIT 21F?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $149,000, this home is listed about 46% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19029 US HIGHWAY 19 N UNIT 21F?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33764 market on paper
$149,000 is 31% below the CLEARWATER 33764 median of $214,900, and at $130/sqft it sits under the Clearwater average of $276.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $947/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $155,000, now $149,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HIGHLIGHT REALTY CORP/LW · Nisim Korkus. MLS #O6428893.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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