CENTURY 21 Edge
$429,9003 bd2 ba1,752 sqft$245 /sqft$3,356 /mo all-in ↓

5224 MILL STREAM ROAD, OCOEE, FL, 34761

Active2 days on marketListed Jul 30, 2026MLS #O6429130

Private poolSingle Family ResidenceSAWMILL PH 03

About this home

5224 MILL STREAM ROAD

Beautiful 3-Bedroom Pool Home with Major Upgrades and Exceptional Privacy Welcome to this beautifully maintained 3-bedroom, 2-bathroom pool home, offering the perfect combination of comfort, security, and peace of mind. Thoughtfully updated with significant improvements, this home is truly move-in ready. Enjoy Florida living in your private backyard featuring a sparkling pool with new brick pavers (2024) and a new pool pump (2025). With no rear neighbors, you'll appreciate the added privacy and tranquil views. The home has been extensively upgraded, including: Full Repiped in 2026 New impact-resistant windows and doors for enhanced security, energy efficiency, and storm protection. New roof (2021). New HVAC system installed in 2026. New water heater installed in 2026. Whether you're looking for a primary residence, a vacation home, or an investment property, this home offers outstanding value with major mechanical updates already completed. Relax by the pool, entertain family and friends, and enjoy the confidence that comes with owning a home where the big-ticket items have already been replaced. Don't miss this incredible opportunity to own a beautifully updated pool home in a private setting!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,752

Sqft

0.24 ac

Lot size

2

Garage

1992

Year built

One

Levels

$245

Per sqft

Private pool

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorNinguno
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

HOA fee$13/mo
Taxes (2025)$5,548/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,356 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$462
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,356/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$462
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$299KedgeAI estimate $375,523 · range $311K$410K$447K

vs edgeAI estimate

+14.5%

$/sqft vs Ocoee actives

$245 vs $220

Days on market

2 vs 32 typical

Where $245/sqft sits among the 146 Ocoee actives

28
57
27 · this home
20
3
11
$165–196$196–227$227–258$258–289$289–320$320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sawmill

Map of 5224 MILL STREAM ROAD inside its neighborhood boundary

Drive times from this address

Downtown Orlando18 min
Universal Orlando23 min
Walt Disney World33 min
Orlando Int’l Airport (MCO)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocoee. See the full Ocoee guide →

Sawmill — neighborhood snapshot

Population

1,465

Median age

40

Median income

$95,733

Median home value

$327,153

Avg household

3

Households w/ children

214

For the school run

Orange County School District

ElementaryPrairie Lake Elementary★★★★★
HighWekiva High★★★★
MiddleOcoee Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocoee market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$456K$437K

Ocoee median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

79 of 146

Ocoee actives have cut their price

Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the OCOEE 34761 median. See the full Ocoee market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $429,900 · 2 days on market since
1992Built · SAWMILL PH 03

Reality check

What actually sold near 5224 MILL STREAM ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5159 LOG WAGON ROADSold · Dec ’25

$397,000

5159 LOG WAGON ROAD · same community

3 bd · 2 ba · 1,715 sqft · $231/sqft · 18 DOM

6828 WOODGRAIN COURTSold · Jul ’26

$325,000

6828 WOODGRAIN COURT · same community

3 bd · 2 ba · 1,715 sqft · $190/sqft · 1 DOM

5139 LOG WAGON ROADSold · Apr ’26

$375,000

5139 LOG WAGON ROAD · same community

3 bd · 2 ba · 1,628 sqft · $230/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5224 MILL STREAM ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5224 MILL STREAM ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5224 MILL STREAM ROAD FAQs

What would the monthly payment be for 5224 MILL STREAM ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,356/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5224 MILL STREAM ROAD?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5224 MILL STREAM ROAD?+

The most recent tax bill on record (2025) was $5,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5224 MILL STREAM ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocoee?+

At $429,900, this home is priced right at the Ocoee median.

Which schools are assigned to 5224 MILL STREAM ROAD?+

Prairie Lake Elementary (elementary), Wekiva High (high), Ocoee Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$429,900 runs 16% above the OCOEE 34761 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Ocoee market that averages 32 — if it fits, move quickly.

Listing courtesy of GOLDEN DOOR REALTY · Andre Leirias, LLC. MLS #O6429130.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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