11077 LIGHTWOOD STREET, SPRING HILL, FL, 34608
Active7 days on marketListed Aug 6, 2026MLS #O6429489
About this home
11077 LIGHTWOOD STREET
This home can be purchased with *** NO MONEY DOWN or NO INCOME VERIFICATION *** Welcome to this well-maintained 2-bedroom, 2-bathroom block home situated on an oversized 0.28-acre lot in the heart of Spring Hill. Offering 1,074 square feet of living space, this single-story residence combines practical updates, comfortable living, and plenty of outdoor space. The home features a refreshed interior with fresh paint, an updated kitchen and bathrooms, and a functional floor plan with ceramic tile and laminate flooring. The kitchen includes a range with oven, dishwasher, microwave, refrigerator, and ample workspace for everyday living. Recent improvements include a roof and interior air handler replaced approximately 3-4 years ago, gutters surrounding the home, and fresh exterior paint. A washer and dryer have also been added and will convey with the property. Outside, the spacious 100-by-125-foot lot provides room for gardening, recreation, or future outdoor enhancements. The irrigation system is supplied by a private sprinkler well, while the home is connected to public water and utilizes a septic system. Additional features include an attached one-car garage, paved road access, no HOA, and a desirable Flood Zone X designation. Conveniently located near shopping, schools, dining, major roadways, and everyday amenities, this move-in-ready. Spring Hill home is an excellent opportunity for a first-time buyer, downsizing homeowner, seasonal resident, or investor. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,074
Sqft
0.28 ac
Lot size
1
Garage
1989
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,977 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,977/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.1%
$/sqft vs SPRING HILL
$233 vs $199
Days on market
7 vs 42 typical
Where $233/sqft sits among the 283 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
The numbers that matter
The Spring Hill market
$320K → $325K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
139 of 283
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the Spring Hill median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 11077 LIGHTWOOD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$215,000
4358 CARTEE AVENUE · same community
3 bd · 1 ba · 1,044 sqft · $206/sqft · 16 DOM
Sold · Dec ’25$260,000
2023 MEADOW LARK ROAD · same community
3 bd · 2 ba · 1,032 sqft · $252/sqft · 13 DOM
Sold · Dec ’25$170,000
3124 DOTHAN AVENUE · same community
2 bd · 2 ba · 1,120 sqft · $152/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11077 LIGHTWOOD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11077 LIGHTWOOD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11077 LIGHTWOOD STREET FAQs
What would the monthly payment be for 11077 LIGHTWOOD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,977/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11077 LIGHTWOOD STREET?+
The most recent tax bill on record (2024) was $2,814. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $249,995, this home is listed about 26% below the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ELITE INVESTORS REALTY LLC · Danny Dhannu. MLS #O6429489.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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