4909 KAIA AVENUE, WINTER HAVEN, FL, 33884
Active7 days on marketListed Aug 2, 2026MLS #O6430162
About this home
4909 KAIA AVENUE
Welcome to this modern 3-bedroom, 2-bath single-family home in the VillaMar community of Winter Haven. This single-story home offers a bright, open-concept floor plan with a spacious living and dining area that flows seamlessly into the kitchen—perfect for everyday living and entertaining. The kitchen features granite countertops, a large center island with seating, ample cabinetry, and stainless-steel appliances. The primary suite is privately located toward the rear of the home and includes a walk-in closet and en-suite bathroom, while two additional bedrooms and a second full bath provide plenty of space for family, guests, or a home office. Additional features include tile flooring throughout the main living areas, an indoor laundry area, sliding glass doors leading to the rear patio, and an attached 2-car garage. Located in VillaMar, residents can enjoy community amenities including a swimming pool, playground, sidewalks, and outdoor recreation areas. The home is conveniently situated near shopping, supermarkets, restaurants, and everyday conveniences, with LEGOLAND Florida Resort just a short drive away and easy access to major Winter Haven roadways. A great opportunity to enjoy a newer home, functional floor plan, and convenient location in one of Winter Haven’s growing communities. Schedule a showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,464
Sqft
0.1 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$1 vs $170
Days on market
7 vs 48 typical
Where $1/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
195 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 4909 KAIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$282,176
937 LUNAR LANE
3 bd · 2 ba · 1,447 sqft · $195/sqft · 0 DOM
Sold · Jun ’26$309,900
6541 CRESCENT LOOP
3 bd · 2 ba · 1,604 sqft · $193/sqft · 4 DOM
Sold · Jun ’26$263,000
2302 BRASSIE COURT
3 bd · 2.5 ba · 1,629 sqft · $161/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4909 KAIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4909 KAIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4909 KAIA AVENUE FAQs
What would the monthly payment be for 4909 KAIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4909 KAIA AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $1,845, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4909 KAIA AVENUE?+
Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NOVA REAL ESTATE SERVICES INC · Michele Saenz. MLS #O6430162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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