2407 FOLIAGE OAK TERRACE, OVIEDO, FL, 32766
Active10 days on marketListed Aug 4, 2026MLS #O6430250
About this home
2407 FOLIAGE OAK TERRACE
ABSOLUTELY STUNNING WITH OVER $96K IN CUSTOM UPGRADES!! Welcome to 2407 Foliage Oak Terrace, a beautifully remodeled pool home in Live Oak Reserve—one of Oviedo’s most highly sought-after communities. Offering FOUR BEDROOMS, 3 FULL BATHROOMS, A DEDICATED DEN/OFFICE AND A DESIRABLE THREE-WAY SPLIT FLOOR PLAN, this home provides exceptional flexibility for working from home, hosting guests, multigenerational living or simply enjoying added privacy. From the moment you enter, soaring 11-foot ceilings, an OPEN-CONCEPT design and abundant natural light create an impressive sense of space. The thoughtfully renovated interior blends modern style with everyday functionality, making this a truly move-in-ready home. The REMODELED KITCHEN opens naturally to the main living areas and is a Chef's dream come true. It features an OVERSIZED QUARTZ TOP ISLAND, sleek custom cabinets, a WINE/COFFEE BAR WITH WINE FRIDGE, touch-activated smart faucet, reverse-osmosis drinking-water system and Bosch dishwasher. CUSTOM CLOSETS throughout the home provide beautifully organized storage, while the completely REMODELED PRIMARY BATHROOM creates a LUXURIOUS PRIVATE RETREAT. Both secondary bathrooms have also been refreshed with NEW VANITIES AND MIRRORS. Step outside and discover your own private Florida oasis. The SOLAR-HEATED, SALTWATER SWIMMING POOL, is ready for year-round enjoyment, with replaced waterline tile plus a new pool pump and filter installed in 2022. An OUTDOOR PROJECTOR AND SPEAKER SYSTEM transforms the pool area into an unforgettable open-air theater—perfect for movie nights, sporting events and entertaining under the stars. This SMART-HOME-READY property is packed with valuable lifestyle, technology and efficiency upgrades, including a new HVAC system installed in 2022, newer water heater, replacement of the sun-facing windows, additional blown-in attic insulation to increase the home’s R-value, an EV charger and a video-enabled smart deadbolt on the newer front entry doors. The exterior is even wired for holiday lighting, and a dedicated 240-volt connection has been added for a future sauna. Life in Live Oak Reserve feels like living at a private resort. Residents enjoy an impressive AQUATIC CENTER with a community pool and water slides, splash pad, clubhouse, FITNESS CENTER, tennis and basketball courts, athletic fields and playgrounds. The home is also zoned for HIGHLY RATED SEMINOLE COUNTY PUBLIC SCHOOLS, adding to the enduring appeal of this exceptional Oviedo location. If you have been searching for a remodeled Oviedo pool home with a home office, smart-home features, energy-conscious upgrades, an EV charger and outstanding neighborhood amenities, this is the one you have been waiting for. Schedule your private showing today. Important exclusions: Kitchen refrigerator, washer, dryer and sauna do not convey.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,683
Sqft
0.33 ac
Lot size
3
Garage
2003
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,908 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,908/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs Oviedo actives
$309 vs $251
Days on market
10 vs 34 typical
Where $309/sqft sits among the 197 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Live Oak Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
Live Oak Reserve — neighborhood snapshot
Population
4,347
Median age
34
Median income
$152,395
Median home value
$562,145
Avg household
3
Households w/ children
652
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
112 of 197
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the OVIEDO 32766 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2407 FOLIAGE OAK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$800,000
3325 GAMBEL OAK COURT · same community
5 bd · 3 ba · 2,699 sqft · $296/sqft · 38 DOM
Sold · Nov ’25$725,000
2140 TURKEY OAK COURT · same community
4 bd · 3 ba · 2,522 sqft · $287/sqft · 7 DOM
Sold · Jun ’26$750,000
3511 HOLLOW OAK RUN · same community
5 bd · 3 ba · 2,965 sqft · $253/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2407 FOLIAGE OAK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2407 FOLIAGE OAK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2407 FOLIAGE OAK TERRACE FAQs
What would the monthly payment be for 2407 FOLIAGE OAK TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,908/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2407 FOLIAGE OAK TERRACE?+
The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2407 FOLIAGE OAK TERRACE?+
The most recent tax bill on record (2025) was $10,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2407 FOLIAGE OAK TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $829,000, this home is listed about 61% above the Oviedo median of $514,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2407 FOLIAGE OAK TERRACE?+
Partin Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$829,000 runs 22% above the OVIEDO 32766 median — but at 2,683 sqft it's also 32% larger than the typical Oviedo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Partin Elementary School, Chiles Middle School, Hagerty High School — Partin Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $849,000, now $829,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CALL IT CLOSED INTL REALTY · Lisa Bertin Queena. MLS #O6430250.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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