CENTURY 21 Edge
$394,9004 bd2.5 ba2,200 sqft$180 /sqft$3,157 /mo all-in ↓

1099 WELCH HILL CIRCLE, APOPKA, FL, 32712

Active5 days on marketListed Aug 3, 2026MLS #O6430297

Priced 16% below the APOPKA 32712 medianSingle Family ResidenceWEKIVA SPGS RESERVE PH 02 47/39

About this home

1099 WELCH HILL CIRCLE

Welcome home to this classic 4-bedroom, 2.5-bathroom two-story residence located in the desirable Wekiva Springs Reserve Ph 2 neighborhood. This home features a traditional floor plan that offers a smart separation of living spaces. The main level provides a comfortable layout perfect for daily routines, highlighted by a kitchen equipped with durable countertops and a suite of beautiful appliances. The interior is finished with a practical mix of carpet and updated flooring throughout. The second floor is designed for convenience, housing the spacious bedrooms including a primary suite that boasts a large walk-in closet and a private primary bathroom. For those with multiple vehicles or storage needs, the home includes a functional attached 2-car garage. The location is a standout for those who enjoy the outdoors and local conveniences.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,200

Sqft

0.2 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$180

Per sqft

City viewPets allowed

Inside

FlooringCarpet · Laminate
AppliancesNone
InteriorNinguno
LaundryNone
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewCity
FacesNorthwest
ParkingDriveway
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$30/mo
Taxes (2025)$5,607/yr
PetsYes

Utilities & systems

UtilitiesUnderground Utilities
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,157 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$467
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,822Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,822
Interest rate6.00%
Loan term

Estimated payment

$3,157/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$467
HOA / condo fee$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $395K
$379KedgeAI estimate $404,139 · range $402K$406K$422K

vs edgeAI estimate

−2.3%

$/sqft vs Apopka actives

$180 vs $218

Days on market

5 vs 37 typical

Where $180/sqft sits among the 400 Apopka actives

61 · this home
118
103
66
25
27
$156–184$184–212$212–241$241–269$269–297$297+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wekiva Springs

Map of 1099 WELCH HILL CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando26 min
Universal Orlando32 min
Walt Disney World37 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

Wekiva Springs — neighborhood snapshot

Population

563

Median age

40

Median income

$92,381

Median home value

$324,700

Avg household

3

Households w/ children

85%

For the school run

Orange County School District

HighApopka High★★★★★
ElementaryDream Lake Elementary★★★★★
MiddleApopka Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$399K$417K

Apopka median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

198 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $394,900 · 5 days on market since
2001Built · WEKIVA SPGS RESERVE PH 02 47/39

Reality check

What actually sold near 1099 WELCH HILL CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1087 WELCH HILL CIRCLESold · Sep ’25

$479,000

1087 WELCH HILL CIRCLE · same community

4 bd · 2.5 ba · 2,200 sqft · $218/sqft · 231 DOM

473 YEARLING COVE LOOPSold · Feb ’26

$412,500

473 YEARLING COVE LOOP

4 bd · 2.5 ba · 2,224 sqft · $185/sqft · 4 DOM

245 N CENTRAL AVENUESold · Nov ’25

$511,050

245 N CENTRAL AVENUE

3 bd · 2 ba · 2,252 sqft · $227/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1099 WELCH HILL CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1099 WELCH HILL CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1099 WELCH HILL CIRCLE FAQs

What would the monthly payment be for 1099 WELCH HILL CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,157/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1099 WELCH HILL CIRCLE?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1099 WELCH HILL CIRCLE?+

The most recent tax bill on record (2025) was $5,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1099 WELCH HILL CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $394,900, this home is listed about 12% below the Apopka median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1099 WELCH HILL CIRCLE?+

Apopka High (high), Dream Lake Elementary (elementary), Apopka Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the APOPKA 32712 market on paper

$394,900 is 16% below the APOPKA 32712 median of $472,245, and at $180/sqft it sits under the Apopka average of $233.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 5 days on market in a Apopka market that averages 37 — if it fits, move quickly.

Listing courtesy of ENTERA REALTY LLC · Robert Salmons. MLS #O6430297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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