5844 SOTER LANE, WINDERMERE, FL, 34786
Active9 days on marketListed Aug 4, 2026MLS #O6430785
About this home
5844 SOTER LANE
Welcome to this beautiful 3-bedroom, 2.5-bathroom home located in the highly sought-after Vineyards at Horizon West community in Windermere. This well-maintained home features an open-concept floor plan with abundant natural light, a modern kitchen with stainless steel appliances and a large island overlooking the living and dining areas. The spacious primary suite includes a walk-in closet and an en-suite bathroom with dual vanities and a walk-in shower. Two additional bedrooms provide flexibility for family, guests, or a home office. Ideally located near top-rated schools, shopping, dining, major highways, and Walt Disney World. Community amenities include two pools, playground, dog parks and scenic walking trails.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,976
Sqft
0.07 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Windermere actives
$2 vs $341
Days on market
9 vs 48 typical
Where $2/sqft sits among the 232 Windermere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Windermere
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Windermere. See the full Windermere guide →
WINDERMERE 34786 — neighborhood snapshot
Population
43,700
Median age
37.9
Median income
$131,409
Median home value
$621,300
Avg household
2.9
Households w/ children
6,277
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$875K → $850K
Windermere median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
113 of 232
Windermere actives have cut their price
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Reality check
What actually sold near 5844 SOTER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$430,000
5844 SOTER LANE · same community
3 bd · 2.5 ba · 1,976 sqft · $218/sqft · 46 DOM
Sold · Jan ’26$435,000
13775 BRESSLER ALLEY · same community
3 bd · 2.5 ba · 2,001 sqft · $217/sqft · 84 DOM
Sold · Jun ’26$455,000
13733 BRESSLER ALLEY · same community
3 bd · 2.5 ba · 2,002 sqft · $227/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5844 SOTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5844 SOTER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5844 SOTER LANE FAQs
What would the monthly payment be for 5844 SOTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5844 SOTER LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $3,000, this home is listed about 100% below the Windermere median of $1,100,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5844 SOTER LANE?+
Windermere Elementary (elementary), Olympia High (high), Gotha Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EPIC REALTY · Andre Chiappetta Dos Santos Camarott. MLS #O6430785.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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